USDA and FHA Pro and Con in Brookhaven, DeKalb County, GA

In 2025, the USDA loan limit in Brookhaven, situated in DeKalb, GA, is $330,200. Meanwhile, the FHA limit for a single-family home is $592,250.

Utilize the Lendersa® USDA loan calculator to analyze and compare today’s USDA and FHA best rates. Determine the necessary income, credit, reserves, and paperwork needed to qualify. Through our advanced mortgage calculator, visualize USDA, FHA, Conforming, and VA loan options side by side, ensuring you select the best program in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Brookhaven, DeKalb, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brookhaven, GA

The main goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you, smoothly and without any hassle. Choose one of three different starting points, each leading to lenders who offer USDA loan programs.

Lendersa matching results for USDA loans

What is a USDA Loan in GA?

A USDA home loan is backed by the Department of Agriculture, aka a USDA rural development loan or USDA mortgage. This type of loan is only available in designated rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA mortgage loans require no down payment, making them a preferred choice for many buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hero Mortgage, LLC
  • 609 SW 8th Street, Suite 600, Bentonville, AR, 72712
  • Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
  • Metropolitan "L" Federal Credit Union.
  • 949 S Ridgeland Avenue, Oak Park, IL, 60304
  • Metropolitan "L" Fedral Credit Union will provide services & financial products to our member in a professional & friendly manner. We will educate our members as to better financial actions and planning. We will enlighten our members as to opportunites and products available to them. We will treat each member with proper courtesy, respect and care.
  • Molex Employees Federal Credit Union
  • 2222 Wellington Court, Lisle, IL, 60532
  • Molex Employees Federal Credit Union is a top-rated financial institution in business for over 35 years providing a broad array of financial products and services for Molex employees and their family members. We pride ourselves in combining the expertise of a large financial institution with a more personalized approach to customer service
  • Lisle Savings Bank
  • 1450 Maple Avenue, Lisle, IL, 60532
  • Lisle Savings Bank was originally chartered on July 19, 1917 as Sacramento Avenue Building & Loan Association. Our doors were opened at 2307 S. Sacramento Avenue in Chicago, Illinois. In that charter, our founding fathers opened the building & loan with the object of building and improving of homesteads and the accumulation of funds to loan among.
  • Fortune Mortgage Company
  • 1624 Odgen Avenue, Suite 200, Lisle, IL, 60532
  • Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Selfreliance Federal Credit Union
  • 2332 West Chicago Avenue, Chicago, IL, 60622
  • Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,
  • Silvercreek Finance Corp
  • 1701 N. Ashland Ave, Chicago, IL, 60622
  • Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
  • NewCastle Home Loans
  • 1700 W Cortland Street, Suite 207, Chicago, IL, 60622
  • Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
  • Chicago Hard Money and Bridge Loans
  • 1520 N Damen, Suite D, Chicago, IL, 60622
  • Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
  • Northside L Federal Credit Union
  • 1419 W Roosevelt Road, Broadview, IL, 60155
  • Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions. Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.