USDA and FHA Pro and Con in Brookhaven, DeKalb County, GA

In 2025, USDA loan limit in Brookhaven, county of DeKalb, GA is $330,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Brookhaven, county of DeKalb, GA

Loan Type Loan Limit Down payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Brookhaven, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • VNBNM
  • 322 North Riverside Drive, Espanola, NM, 87532
  • At VNBNM we will help you understand what the banks are telling you. Learn how different types of loans and investments work so that you can make an informed decision when you need a loan or when you got some extra money to invest. Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
  • Crowder Mortgage Inc
  • 104 Bohn Court, Lyons, CO, 80540
  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers
  • LoanStars Mortgage Company
  • 1200 Lonestar Road, Lyons, CO, 80540
  • At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable
  • Western State Bank
  • 110 4th St SE, Devils Lake, ND, 58301
  • Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
  • Flasher Community Credit Union
  • 105 N Main Street, Flasher, ND, 58535
  • Flasher Community Credit Union is a community chartered credit union open to all people living within a 50-mile radius of Flasher, ND. We have been in business since 1939 serving the financial needs of our members. The credit union is a financial cooperative owned by its members.
  • Kirkwood Bank & Trust
  • 2911 North 14th Street, Bismarck, ND, 58503
  • Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.
  • Rio Grande Savings and Loan Association
  • 901 1st Avenue, Monte Vista, CO, 81144
  • RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
  • NorState Federal Credit Union
  • 78 Fox Street, Madawaska, ME, 04756
  • NorState Federal Credit Union has been a part of local communities and helping our members, financially succeed, since 1941. As a member-owned, not-for-profit cooperative, NorState Federal Credit Union invites you to experience the difference of a locally-owned and operated credit union.
  • Mountain River Credit Union
  • 205 E 3rd. Street, Salida, CO, 81201
  • Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.
  • High Country Bank
  • 7360 West Highway 50, Salida, CO, 81201
  • High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders. On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.