In 2025, the loan limit for USDA in Carrollton, within Carroll county, GA, is $377,200. For a single-family home, the FHA limit is $592,250.
Use Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, identifying what income, credit, reserves, and documents are required to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $377,200 | 0% |
| FHA | $592,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you secure the most suitable USDA or FHA loan swiftly and without hassle. Begin with one of three options, linking you to matching lenders and USDA loan offers.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage and is available solely in rural areas. Distinguishing it from FHA loans, which require a 3.5% minimum down payment, USDA loans need no down payment, providing a more accessible option for buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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