USDA Vs. FHA Pro and Con comparison in Newnan, Coweta County, GA

In 2025, the USDA loan limit for Newnan, in Coweta county, GA, amounts to $377,200, whereas the FHA limit for a single-family home is $592,250.

Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and evaluate the required income, credit ratings, reserves, and necessary documents for loan qualification. Our enhanced mortgage calculator provides an all-encompassing view of USDA, FHA, Conforming, and VA options, aiding your decision on the most suitable program in for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Newnan, Coweta, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Newnan, GA

Lendersa® is dedicated to securing the best USDA or FHA loan available for you quickly and with ease. Choose from one of the three beginning points that guide you to relevant lenders and USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan is backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. These loans are specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, making them accessible to more buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
  • At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
  • Equity United Mortgage Corporation
  • 1395 Piccard Drive, Suite 330, Rockville, MD, 20850
  • Equity United Mortgage Corporation provides a service & not just a product. We don't just originate your loan. We guide & advise you through the mortgage process show you how to avoid choosing the wrong mortgage & how to capitalize on the best opportunities for you. Our consultants will give you the personalized attention that you deserve.
  • The Mortgage Link Inc
  • 3 Research Place, Suite 103, Rockville, MD, 20850
  • we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.
  • Apex Home Loans, Inc
  • 2400 Research Boulevard, Suite 400, Rockville, MD, 20850
  • Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
  • Greenbriar Lending
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  • ACC Mortgage Inc.
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  • 323 East Garfield Road, Suite 10, Aurora, OH, 44202
  • Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
  • Midwest Family Federal Credit Union
  • 2832 Willowcreek Road, Portage, IN, 46368
  • Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.
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  • GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.
  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.