In 2026, the USDA loan limit in Temple, located in Carroll county, GA, is set at $377,200, whereas the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA against FHA rates, helping you determine the necessary income, credit, reserves, and documentation for qualification. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial situation in .
Loan limits and down payment requirements for 2026 in Temple, Carroll, GA
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Temple, GA
Lendersa® strives to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three ways to connect with matching lenders and discover USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage, aiming to assist those in rural areas. Unlike its FHA counterpart, which demands at least a 3.5% down payment, the USDA loan does not require any down payment at all.
The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.
Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.
Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
Miami Firefighters Federal Credit Union is a not-for-profit, cooperative banking institution, serving its members since 1935 with a wide array of benefits designed to meet all the banking needs of its members and their families. It all began in 1935, in a small room behind Station 1, then called Central Station on Flagler St.