USDA and FHA Pro and Con in Chattanooga-Valley, Walker County, GA
In 2025, the USDA loan maximum in Chattanooga-Valley, within Walker county of GA, stands at $285,000, while the FHA ceiling for a single-family dwelling is $356,362.
Check out Lendersa®'s USDA loan calculator to contrast today's prime USDA rates versus FHA, and identify all necessary income, credit, savings, and paperwork for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, empowering you to determine the most advantageous program in for your specified financial scenario.
2025 Loan Limitations and Down Payment Necessities in Chattanooga-Valley, Walker County, GA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Varieties of USDA and FHA Loans in Chattanooga-Valley, GA
Lendersa® is dedicated to swiftly acquiring an ideal USDA or FHA loan for you, free from complications. Choose one of three unique pathways to align with lenders and unlock USDA loan opportunities.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively within rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment at all.
300 South Atlantic Boulevard, Suite 105, Monterey Park, CA, 91754
"Simi Trilogy Corp is made up by a group of CPA, EA, Tax professional, Insurance expert and Mortgage loan banker. Simi Trilogy Corp maintains a corporate independence our customers can count on.
We believe there is no boundary between difference areas of expertise as they are just spectrums of people’s life. By putting the puzzles together"
800 Seal Beach Blvd, Building 12, Seal Beach, CA, 90740
Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach.
3010 Old Ranch Pkwy, Suite 440, Seal Beach, CA, 90740
Operating predominantly in Los Angeles and Orange Counties since 1988, Progressive Loan Funding helps find the home financing that’s right for you. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. We service all home lending products, but specialize in FHA loans.
3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
The company goal is to provide real estate loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been in business long enough to understand your problems
12340 Seal Beach, Suite 307, Seal Beach, CA, 90740
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13001 Seal Beach Boulevard, Suite 210, Seal Beach, CA, 90740
Endeavor Mortgage offers a cost efficient individualized relationship focused approach to your mortgage needs with emphasis on your specific financial life goals. We use our unique relationships to find you the best rate and loan program, saving you valuable time, money and the stress of finding the perfect deal.
EMAC Financial mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
BPM, we work hard to get you the best mortgage rate possible, so you have more money to enjoy your home, and your life. For over 30 years we’ve been putting people in homes and helping them keep more money in their pockets. To find out how much you’d like to borrow, try our mortgage calculator
At Benefit Mortgage Lending Group, Inc. We are a full-service mortgage company based in Seal Beach, CA. We specialize in Home Purchase Loans and Refinance in Seal Beach. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 90740, we can help you realize your dream of homeownership
Fix and Flip for residential properties 90/100 nationwide, 2 points max
Bridge Loans are available on all sorts of properties, mainly in California. Run any scenario you have, and we will first try in-house; if not, we can get it done with our consortium of lender networks. We are the deal makers.
