USDA Vs. FHA your options comparison in Chattanooga-Valley, Walker County, GA
In 2025, the USDA loan maximum in Chattanooga-Valley, within Walker county of GA, stands at $285,000, while the FHA ceiling for a single-family dwelling is $356,362.
Check out Lendersa®'s USDA loan calculator to contrast today's prime USDA rates versus FHA, and identify all necessary income, credit, savings, and paperwork for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, empowering you to determine the most advantageous program in for your specified financial scenario.
2025 Loan Limitations and Down Payment Necessities in Chattanooga-Valley, Walker County, GA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Varieties of USDA and FHA Loans in Chattanooga-Valley, GA
Lendersa® is dedicated to swiftly acquiring an ideal USDA or FHA loan for you, free from complications. Choose one of three unique pathways to align with lenders and unlock USDA loan opportunities.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available exclusively within rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment at all.
1101 Hamilton Street, Suite 305, Allentown, PA, 18101
Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending.
Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
"We are mortgage broker company. We are here to find the best mortgage rate for our local clients.
Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
Sunlight Residential Lending LLC. We are a full service mortgage company based in the Dallas/Fort Worth Metroplex. We can help you realize your dream of home ownership anywhere in Texas. We offer virtually every type of mortgage loan available. In addition to the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac
We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
"A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs.
Since everyone has different needs, with us you have options, many options."
QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
