USDA Loan Vs. FHA loan for Ringgold, GA [Catoosa County Rates 2023]

In 2024, USDA loan limit in Ringgold, county of Catoosa, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ringgold, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

209-900-1994 https://www.lendingassets.com/ 1995 miles Lender's profile and map Reviews Lending Assets 1356 Mitchell Rd Suite B, Modesto, CA, 95351 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(530) 273-8218 https://jandjprocessing.com/ 1995 miles Lender's profile and map Reviews J and J Mortgage 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949 Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.
(530) 237-0512 http://www.goldenstatehls.com 1995 miles Lender's profile and map Reviews Golden State Home Loans 10076 Alta Sierra Dr., Grass Valley, CA, 95949 Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home
(530) 537-7909 https://rblending.com/ 1995 miles Lender's profile and map Reviews RB Lending 24126 Green Valley Road, Auburn, CA, 95602 RB Lending you're buying your first house or refinancing your jumbo mortgage, you'll save thousands of dollars. I sleep well at night knowing I'm giving people the best service and lowest costs possible. I get a daily report of the lenders with the lowest rates in the country and pass those rates on to you
(530) 885-4444 https://www.keithwenger.com/ 1995 miles Lender's profile and map Reviews Imperial Mortgage & Real Estate Services 4455 Gambah Drive, Auburn, CA, 95602 Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.
(530) 268-1868 https://affordablerealestateloans.com/ 1995 miles Lender's profile and map Reviews Affordable Real Estate Loans 10592 Combie Road, Auburn, CA, 95602 Affordable Real Estate Loans has over 30 years mortgage loan experience serving all of California. Our team is committed to our clients and our financial partners. We believe that building a solid foundation and relationship with our lenders and bankers throughout California gives us the advantage.
(530) 823-3404 http://www.sfmloan.com 1995 miles Lender's profile and map Reviews Sierra Foothill Mortgage 3257 Professional Dr, Suite A, Auburn, CA, 95602 Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan
(209) 549-8500 http://valleyfirstcu.org/ 1996 miles Lender's profile and map Reviews Valley First Credit Union PO Box 1411, Modesto, CA, 95353 Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members.
(209) 568-4940 https://www.amc-modesto.com/ 1997 miles Lender's profile and map Reviews Alameda Mortgage Corporation 1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350 "At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"
(209) 526-6200 https://www.carrolltonmortgage.com/ 1997 miles Lender's profile and map Reviews Carrollton Mortgage Co. 3400 Tully Road, Suite A, Modesto, CA, 95350 Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.
(209) 577-8000 http://taylormortgageco.com/ 1997 miles Lender's profile and map Reviews Taylor Mortgage Company, Inc. 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350 Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.