In 2026, the USDA loan limit for Fort-Oglethorpe, located in the county of Catoosa, GA, stands at $285,000, whereas the FHA limit for single-family homes is $356,362.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates and determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to secure you the best USDA or FHA loans quickly and effortlessly. Choose from three pathways to connect with matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment—unlike FHA loans, which require a minimum of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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