USDA Vs. FHA Pro and Con comparison in Fort-Oglethorpe, Catoosa County, GA
In 2025, the USDA loan limit for Fort-Oglethorpe, located in the county of Catoosa, GA, stands at $285,000, whereas the FHA limit for single-family homes is $356,362.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates and determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program in for your financial scenario.
2025 Loan Limits and Down payment Requirements in Fort-Oglethorpe, Catoosa, GA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fort-Oglethorpe, GA
Lendersa® strives to secure you the best USDA or FHA loans quickly and effortlessly. Choose from three pathways to connect with matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment—unlike FHA loans, which require a minimum of 3.5%.
Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.
Manufacturers Bank is a subsidiary of SMBC Americas Holdings, Inc, a bank holding company wholly owned by Sumitomo Mitsui Banking Corporation. For nearly 60 years, Manufacturers Bank has been the right-sized bank for middle market and corporate businesses providing sophisticated solutions and the expertise of a larger institution.
333 S Grand Ave, Suite 3500, Los Angeles, CA, 90071
GBC International Bank, (GBCIB) is fully committed to providing convenient and comprehensive financial solutions that will increase efficiency as well as save time for their domestic and international clients. GBC accomplishes this by providing them with customized services, specifically tailored to achieve their specific financial objectives.
Liberty Lending Group is committed to providing personal financial security to all our consumers by connecting you with the right lender regardless of your financial history. We will streamline your application process and assist you in securing a loan with low fixed rates with a single affordable monthly payment.
Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.
633 West Fifth St., Suite 2200, Los Angeles, CA, 90071
Thorofare Capital, Inc. is a Los Angeles-based commercial real estate loan origination and servicing company. The firm focuses on $5 million to $100 million financing transactions, targeting value-add and opportunistic acquisitions, recapitalizations, and distressed debt secured by transitional properties
The Episcopal Community Federal Credit Union is an Economic Justice Ministry within the Diocese of Los Angeles The Episcopal Community Federal Credit Union is a very diverse credit union with 40 percent of its membership being Hispanic, 30 percent African American, 20 percent Caucasian.
701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.
