USDA Vs. FHA Pro and Con comparison in Covington, Newton County, GA
In 2025, the USDA loan limit for Covington in Newton County, GA is $377,200, whereas the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA interest rates available today and determine the income, credit scores, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in Alabama best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Covington, Newton County, GA
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Covington, GA
Lendersa® strives to connect you with the most advantageous USDA or FHA loans quickly and easily. Begin with one of three approaches to find matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development or USDA mortgage loan, is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires none.
"At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service!
Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing.
Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.
Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
Farmers State Bank of Camp Point was founded in 1921. Originally located at 201 Jefferson Street, our current facility was built in 1974 at 206 E Wood St. in Camp Point, Illinois. In 2016, FSBCP joined United Community Bank and now serves customers throughout Central Illinois and Northeast Missouri
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Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
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