USDA VS FHA in Covington, Newton County, GA

In 2025, the USDA loan limit for Covington in Newton County, GA is $377,200, whereas the FHA limit for a single-family home is $592,250.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA interest rates available today and determine the income, credit scores, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in Alabama best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Covington, Newton County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Covington, GA

Lendersa® strives to connect you with the most advantageous USDA or FHA loans quickly and easily. Begin with one of three approaches to find matching lenders and appropriate USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development or USDA mortgage loan, is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Netlending, Inc.
  • 1455 Frazee Rd, Suite 500, San Diego, CA, 92108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Parkwood Capital Inc.
  • 4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • Parkwood Capital Inc. is a full service real estate brokerage. Because of our partnerships and collaborations with real estate investors, developers and investment and financial professionals, we are able to assist our customers and clients with the types of services they desire. We want to ensure that we meet your real estate and finance needs.
  • Hop Mortgage Inc.
  • 3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
  • Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership
  • Profirms Capital Group
  • 2535 Camino Del Rio South, Suite 255, San Diego, CA, 92108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Casas Loans Corporation
  • 1011 Camino Del Rio S, Suite 420, San Diego, CA, 92108
  • "We specialize in advising clients in order make the right decision regarding their real estate needs. Whether you are looking to purchase, sell, refinance, or invest in a property we are here to help! We are a bilingual professional group that believes in working with integrity and honesty to create long-term relationships.
  • Park Place Realty & Mortgage
  • 5920 Friars Road, Suite 212, San Diego, CA, 92108
  • Our service is top notch and is predicated on today’s best real estate and lending technology, but our real secret ingredient is Experience. Our Broker and Broker Associates have over 70-years of combined experience in real estate and residential lending.Then there are our Sales Associates and Loan Officers who’s combined experience spans many.
  • California Pacific Funding & Realty
  • 4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • We are based out of San Diego California and operate in all neighboring cities. We love our clients and will go above and beyond to make sure you have a fulfilling experience every step of the way. At California Pacific our goal is to provide you with the experience of buying a home that is contrary to the status quo meaning that we will mentor
  • Loan Monkey, Inc.
  • 1450 Frazee Road, Suite 602, San Diego, CA, 92108
  • Based in San Diego California, Loan Monkey, Inc. is committed to providing a simple and transparent loan process to each and every one of our clients. We believe in putting our clients first, so pick up the phone and call us today! LoanMonkey is one of the best reviewed & most trusted mortgage companies on BankRate.
  • Gold Crown Mortgage Corporation
  • 1081 Camino Del Rio South, Suite 124, San Diego, CA, 92108
  • Gold Crown Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • McTygue Group, Inc.
  • 1761 Hotel Circle South, Suite 230, San Diego, CA, 92108
  • As a correspondent lender, you work directly with us not a big bank. Our friendly and professional staff guid you step by step through the loan process. We not only offer the same mortage products as the big banks, we offer numerous other products that fit our clients needs.We are committed to working with you no matter what your situation may be.