For 2025, the USDA loan ceiling in Social-Circle, within Walton county, GA, is $330,200. Meanwhile, the FHA cap for a single-family home reaches $412,850.
Try the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, helping you identify the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to choose the best fit for your financial considerations in
Explore loan offers from 100 distinct lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $330,200 | 0% |
| FHA | $412,850 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to swiftly and effortlessly provide you with the best USDA or FHA loan possible. Choose from three starting points that connect you with compatible lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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