USDA and FHA Pro and Con in Loganville, Walton County, GA

In 2025, the USDA loan limit for Loganville, situated in Walton County, GA, is $377,200. Meanwhile, the FHA limit for a single-family residence stands at $592,250.

Make use of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you determine which program in Alabama fits your financial needs best.

Explore loan offers from 100 various lenders

2025 Loan Limits and Downpayment Requirements in Loganville, Walton County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Reviewing USDA and FHA Loan Options in Loganville, GA

Lendersa® aims to quickly and smoothly connect you with the best USDA or FHA loans possible. Choose one of three starting paths that lead to matching with lenders and suitable USDA loan programs.

Demonstration of Lendersa USDA loan request and outcomes

Defining USDA Loans in GA

A USDA home loan, secured by the Department of Agriculture and known as a USDA rural development or USDA mortgage loan, is available solely in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Escala Financial
  • 8255 Firestone Boulevard, Suite 301, Downey, CA, 90241
  • Escala Financial, your trusted guide through the sometimes confusing and murky waters of home loans. Since our founding in 2009, we have helped hundreds of families through personalized service and programs that achieve their personal financial goals. Whether you’re a new home buyer, want to refinance or are ready to retire.
  • El Camino Mortgage
  • 8141 Firestone Boulevard, Downey, CA, 90241
  • "Adriana Verduzco began her Real Estate / Mortgage Career in 1999 and remains dedicated to serving the members of the Los Angeles County and surrounding areas. In 2006, Adriana became owner of El Camino Real Estate Investments and El Camino Mortgage. Adriana is continually among those at the pinnacle in Real Estate Sales"
  • Square Lending
  • 10237 Hopeland Avenue, Downey, CA, 90241
  • We're a growing team covering all corners of Southern California. Beyond passionate about all things real estate, we're determined to changing how the industry operates. We strive for seamless experiences & to educate our clients to becoming experts in real estate. To put it simple, we love what we do & we're set out to make sure you love it too.
  • MARCAR Real Estate Brokers Corp.
  • 11027 Downey Avenue, Downey, CA, 90241
  • MARCAR Brokers is a family business with over 40 years of combined experience amongst our team. Our team includes real estate brokers and Mortgage Loan Officers and will be able to support your every need during your next transaction. Our team is full of talented individuals that not only have a passion.
  • Real Consultants
  • 8141 2nd Street, Suite 420, Downey, CA, 90241
  • REAL CONSULTANTS MORTGAGE AND REAL ESTATE SERVICES INC., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • G & V Options & Solutions Inc.
  • 10630 Downey Avenue, Suite 100B, Downey, CA, 90241
  • We have a Residential and Commercial Team both are certified for REO’s and Short Sales. We can cover all of our diverse clients’ necessities. Our Expert team includes a Utilities Specialist, Field Representative, License Appraisal / BPO’s Specialist, Transaction Coordinator, Offers Coordinator.
  • Inbanet Real Estate Lending & Investments
  • 8141 2nd St, Suite 347, Downey, CA, 90241
  • Inbanet is a premier direct hard money and non prime lender for commercial and investment residential (strictly for business purpose) properties nationwide with a consortium of strong private label investors, hedge funds, private equity companies and family offices to facilitate quick
  • Bank of America
  • 145 W California Blvd, Pasadena, CA, 91105
  • From saving for a down payment on a major purchase, to planning for and living in retirement, to funding a college education, people make dozens of financial decisions every day. At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve.
  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:
  • eRESI Mortgage
  • 21 Miller Alley, Suite 210, Pasadena, CA, 91105
  • Mortgage funding platform eRESI Mortgage has revealed that The Global Atlantic Financial Group, a life and annuity insurance company, will become its majority owner. In a statement, eRESI said that subsidiaries of Global Atlantic have acquired a majority stake in the company. eRESI Founded in 2019.
  • CHERIX
  • 177 E Colorado Blvd, Pasadena, CA, 91105
  • Simple, affordable, reliable. Cherix will find you the home loan at the lowest cost possible. Whether you’re looking to buy your first home or refinance your existing mortgage, talk to our mortgage specialist today and let us help you! We provide customized mortgage solutions based on your situation.