USDA Vs. FHA your options comparison in Loganville, Walton County, GA

In 2025, the USDA loan limit for Loganville, situated in Walton County, GA, is $377,200. Meanwhile, the FHA limit for a single-family residence stands at $592,250.

Make use of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you determine which program in Alabama fits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Loganville, Walton County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Reviewing USDA and FHA Loan Options in Loganville, GA

Lendersa® aims to quickly and smoothly connect you with the best USDA or FHA loans possible. Choose one of three starting paths that lead to matching with lenders and suitable USDA loan programs.

Demonstration of Lendersa USDA loan request and outcomes

Defining USDA Loans in GA

A USDA home loan, secured by the Department of Agriculture and known as a USDA rural development or USDA mortgage loan, is available solely in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bluestar Mortgage Inc
  • 951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
  • We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.
  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
  • American Financial Mortgage Services Inc
  • 1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
  • American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
  • CLS Mortgage
  • 917 North Plum Grove Road, Suite C, Schaumburg, IL, 60173
  • Since 2003, Creative Lending Solutions has been making it easier to procure the best commercial real estate financing available. Our long-term relationships with national banks, local banks and conduit leaders uniquely position us to find high-value borrowing opportunities for our clients.
  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
  • Connect Mortgage Corp
  • 1375 Remington Road, Suite C, Schaumburg, IL, 60173
  • Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.
  • PRISM LENDING, INC.
  • 850 E Higgins Rd, Suite 125W, Schaumburg, IL, 60173
  • We are a full-service mortgage company based in Schaumburg, IL. We specialize in FHA Loans and Conventional Loans in Chicagoland area and across IL. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
  • KEY MORTGAGE SERVICES, INC.
  • 475 North Martingale Road, Suite 100, Schaumburg, IL, 60173
  • Key Mortgage is a full-service financial products provider consistently ranking among the top lenders in Chicagoland. The company has twice been named a Top Employer by National Mortgage Professional magazine and a top lender by Chicago Agent magazine. It has also been recognized for excellence both in Illinois and nationally by Ask a Lender.
  • Zachary Karp Mortgage Team
  • 1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
  • Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
  • HomeTrust Mortgage Corporation
  • 1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
  • HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.
  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.