USDA Vs. FHA your options comparison in Loganville, Walton County, GA

In 2026, the USDA loan limit for Loganville, situated in Walton County, GA, is $377,200. Meanwhile, the FHA limit for a single-family residence stands at $592,250.

Make use of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you determine which program in Alabama fits your financial needs best.

Explore loan offers from 100 various lenders

2026 Loan Limits and Downpayment Requirements in Loganville, Walton County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Reviewing USDA and FHA Loan Options in Loganville, GA

Lendersa® aims to quickly and smoothly connect you with the best USDA or FHA loans possible. Choose one of three starting paths that lead to matching with lenders and suitable USDA loan programs.

Demonstration of Lendersa USDA loan request and outcomes

Defining USDA Loans in GA

A USDA home loan, secured by the Department of Agriculture and known as a USDA rural development or USDA mortgage loan, is available solely in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • eMortgage Funding LLC
  • 888 W. Big Beaver Rd, Suite 1290, Troy, MI, 48084
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  • Bank of Bird-in-Hand
  • 309 N. Ronks Rd, Bird In Hand, PA, 17505
  • Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013.

    The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.

  • CCM Commercial Mortgage, LLC
  • 8052 Monticello, Suite 106, Skokie, IL, 60076
  • CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.

  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First State Bank of Purdy
  • 106 E Cleveland Ave, Monett, MO, 65708
  • First State Bank of Purdy was chartered in June, 1944, as a successor of the First National Bank of Purdy. The original directors were Raymond Brite, Bert Catron, A. M. Gurley, Jr, John Miller and John Moore. In 1974, Glen Garrett and Jack Fox purchased the bank, which had assets totaling $2,000,000.00 at that time.

  • Alliance Catholic Credit Union
  • 255 East Maple Road, Troy, MI, 48083
  • Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.

  • Polish-American Federal Credit Union
  • 2889 E Maple Road, Troy, MI, 48083
  • Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.

  • Xcel Funding LLC
  • 671 East Big Beaver Road, Troy, MI, 48083
  • Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.

  • LLG
  • 850 Stephenson Highway, Suite 405, Troy, MI, 48083
  • Local Lending Group’s vision is to see all loans provided
    by someone living in the community where you live,
    a company that understands best the needs of your community.

    Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,

  • Demetris Holloway, Mortgage Loan Officer
  • 3150 Livernois, Suite 312, Troy, MI, 48083
  • Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders

  • National Mortgage Home Loans LLC
  • 637 East Big Beaver, Suite 213, Troy, MI, 48083
  • The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!