USDA Vs. FHA your options comparison in Dacula, Gwinnett County, GA
In 2025, USDA loan limit in Dacula, county of Gwinnett, GA is $330,200 while FHA limit is $592,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Dacula, county of Gwinnett, GA
Loan Type
Loan Limit
Down payment
USDA
$330,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Dacula, GA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1770 Indian Trail Road, Suite 420, Norcross, GA, 30093
Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093
Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business
1755 East Park Place Blvd, Stone Mountain, GA, 30087
Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.
We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.
Our story begins on April 28, 1952 when we received our charter under the name of Atlanta GSA Federal Credit Union. We were founded to serve the federal government employees of the General Service Administration (GSA). Over the years, we have made over 400 additions to our original charter through mergers and new SEGs. In 1996,
We believe everyone deserves to own their home. We can help you get there. Choosing the right lender is a key element to managing your mortgage. As mortgage professionals, our goal is not only to provide you with a loan, but also to help you select the one most beneficial to you and your long-term goals.
6251 Crooked Creek Road, Peachtree Corners, GA, 30092
For over 90 years, Associated Credit Union has been committed to providing exceptional service & a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind.
Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.
