USDA VS FHA in Dacula, Gwinnett County, GA

In 2025, the USDA loan limit for Dacula, in Gwinnett county, GA, is $330,200. Meanwhile, the limit for an FHA loan on a single-family home is $592,250.

Utilize the Lendersa® USDA loan calculator to evaluate the best USDA vs. FHA rates available today, and establish the necessary income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program tailored for your financial needs, especially in .

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2025 Loan Limits and Down Payment Requirements in Dacula, Gwinnett, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dacula, GA

The goal of Lendersa® is to secure you the best USDA or FHA loans quickly and without hassle. Choose one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. It is exclusively available in rural areas. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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