USDA and FHA Pro and Con in Braselton, Jackson County, GA
In the year 2025, the USDA loan ceiling in Braselton, located in Jackson County, GA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates. Determine the income, credit scores, reserves, and documents needed for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in identifying the best program for your financial requirements in Alabama.
2025 Loan Limits and Down Payment Requirements in Braselton, Jackson County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Braselton, GA
Lendersa®'s primary aim is to provide you with the optimal USDA or FHA loan efficiently and with ease. Choose from one of three pathways to match with appropriate lenders and USDA loan offerings.
A USDA home loan, backed by the government Department of Agriculture—often referred to as a USDA rural development or USDA mortgage loan—is strictly available in rural neighborhoods. USDA loans require no down payment, unlike FHA loans, which require a minimum of 3.5% down payment.
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