USDA Vs. FHA your options comparison in Douglasville, Douglas County, GA

For 2025, the USDA loan limit in Douglasville, within Douglas county, GA, is $336,500. In contrast, the FHA limit stands at $472,030 for a single-family dwelling.

To evaluate today's prime USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tool provides a comparative view of USDA, FHA, Conforming, and VA side by side, aiding you to select the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Douglasville, Douglas County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Douglasville, GA

Lendersa® aims to efficiently secure you the optimal USDA or FHA loan options with minimal hassle. You can start with one of three approaches that help align with appropriate lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

What is a USDA Loan in GA?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Haven Mortgage Group
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
  • In-House Mortgage LLC
  • 38219 Mound Road, Suite 201, Sterling Heights, MI, 48310
  • "We can work with many different types of borrowers to help them get the exact loan they need for their situation. Our team of highly qualified Loan Officers are here 24/7 to ensure you're getting the loan you need, when you need it. We've got a constant tab on the latest interest rates around to ensure you're saving."
  • GLOBAL LENDING SOLUTIONS
  • 937 SW 87 Ave, Suite A, Miami, FL, 33174
  • Global Lending Solutions's goal is to help people achieve their American Dream. Global lending Solutions provides quality mortgage services to the people of South and central Florida. Global Lending Solutions LLC Office in 937A Southwest 87th Avenue, Miami, Florida 33174, United States. Call us today at (786) 452-1189
  • Team MC Home Loans LLC
  • 9600 South West 8th Street, Suite 2, Miami, FL, 33174
  • At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Loan Choice Corp
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  • With over 50 years of combined experience in mortgages we are experts in our field and will help structure a loan for you no matter what your situation. We have the latest technology that allows us to give you the best customer experience during what can be a very stressful time. Most often times this will be the biggest financial decision
  • Miami Capital Lending LLC
  • 14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
  • MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,
  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
  • Hassarloans
  • 12315 E 14 Mile Rd, Sterling Heights, MI, 48312
  • Our mission is to serve all customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients with more options while providing them with the lowest interest rates and closing costs. Everyone can obtain Mortgage financing whether you have the best or worst credit situations.
  • New Inception Mortgage LLC
  • 33887 Oakwood Drive, Sterling Heights, MI, 48312
  • At New Inception Mortgage, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
  • First Area Federal Credit Union
  • 23 South Dorcas Street, Lewistown, PA, 17044
  • The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
  • MCS Bank
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  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy. Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
  • St James Mortgage Corporation
  • 42676 Woodward Ave, Bloomfield Hills, MI, 48304
  • St. James Mortgage Corporation is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. We make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.