USDA VS FHA in Hiram, Paulding County, GA

In 2026, the USDA loan limit for Hiram in Paulding county, GA, is $377,200. The FHA limit for a single-family home is $592,250.

Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced calculator shows USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Hiram, Paulding, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hiram, GA

The aim of Lendersa® is to swiftly provide the best USDA or FHA loan without complication. Choose one of three entry points for connecting with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan is backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, and offered only in rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hiram Lenders

  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • Lends in Georgia
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.

  • Milestone Mortgage Lending, LLC
  • 110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
  • Lends in Georgia
  • Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.

  • WD Little Mortgage Corp
  • 707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
  • Lends in Georgia
  • W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.

  • AMSTAR MORTGAGE NETWORK, INC
  • 2478 Burnt Hickory Road NW, Marietta, GA, 30064
  • Lends in Georgia
  • Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin

  • Direct Lenders, LLC. .
  • 1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152
  • Lends in Georgia
  • Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.

  • Credit Union of Georgia
  • PO Box 788, Acworth, GA, 30101
  • Lends in Georgia
  • At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable.

    We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout

  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Lends in Georgia
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.

  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Lends in Georgia
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.

  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Lends in Georgia
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.