USDA and FHA Pro and Con in Hiram, Paulding County, GA
In 2026, the USDA loan limit for Hiram in Paulding county, GA, is $377,200. The FHA limit for a single-family home is $592,250.
Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced calculator shows USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Hiram, Paulding, GA
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hiram, GA
The aim of Lendersa® is to swiftly provide the best USDA or FHA loan without complication. Choose one of three entry points for connecting with lenders and exploring USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, and offered only in rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans demand no down payment.
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