USDA and FHA Pro and Con in Powder-Springs, Cobb County, GA
In 2026, the loan limit for USDA in Powder-Springs, in the county of Cobb, GA is $0, while the FHA loan limit for a single-family home is $412,850.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. It helps you understand the income, credit scores, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the most suitable loan program in Alabama for your financial profile.
2026 Loan Limits and Down Payment Requirements in Powder-Springs, Cobb County, GA
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Powder-Springs, GA
At Lendersa®, our goal is to provide you with the best USDA or FHA loans promptly and with ease. Start with one of the three paths to match with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—commonly referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.
707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
Lends in Georgia
W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.
Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin
1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152
Lends in Georgia
Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.
110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
Lends in Georgia
Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.
Affinity Home Lending continues to be the go to Mortgage Lending company in the Marietta, GA area. Whether you are a first time home buyer, experience home buyer, or are looking to refinance your home, we have the expertise to assist you. Our strong communication to all parties and with our average mortgage approval process of 14 days.
In 1951, seven Lockheed Georgia employees dreamed of a better way to bank and LGE Community Credit Union was born. Today we serve communities in Northwest Georgia as a not-for-profit financial institution. Unlike a bank, whose profits go to its shareholders, our profits go to our members in the form of better rates and lower fees.
3200 Highlands Parkway SE, Suite 105, Smyrna, GA, 30082
Lends in Georgia
Bates Mortgage Group LLC. is a Correspondent Lender licensed in 23 states that provides residential mortgage & Commercial loans for purchase and refinance. We offer all the familiar home loan programs such as Conventional, FHA, VA, Jumbo & USDA loans along with several specialty type mortgage programs.
At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable.
We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout
