USDA Vs. FHA your options comparison in Powder-Springs, Cobb County, GA

In 2024, USDA loan limit in Powder-Springs, county of Cobb, GA is $0 while FHA limit is $412,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Powder-Springs, county of Cobb, GA

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Powder-Springs, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Right Start Mortgage
  • 13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
  • Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs
  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Lobel Financial
  • 1150 N. Magnolia Ave, Anaheim, CA, 92801
  • We are a consumer finance company specializing in purchasing and servicing automobile contracts from Franchised and Independent automobile dealers, who have prime to non-prime consumers purchasing new and used automobiles. Lobel Financial is a full spectrum lender providing auto financing for all tiers of borrowers.
  • The Ryan Real Estate Group Inc.
  • 1137 West Park Avenue, Anaheim, CA, 92801
  • The Ryan Real Estate Group Inc Responsive, Responsible and Resourceful is the foundation of our continued success responsive service, providing accurate and timely information, and demystifying the process. 100% of my business is referral based because I listen to my clients' needs and exceed their expectations. As a full-time real estate broker.
  • Larkins Tiffany
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  • Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • Security Mortgage Lenders
  • 520 N Brookhurst St #220, Anaheim, CA, 92801
  • At Security Mortgage Lenders , we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • The Gill Group
  • 485 E. 17th Street, Suite 200 & 202, Costa Mesa, CA, 92627
  • our full loan approval process is unique in comparison to the average lender's pre-approval process. My team is structured to provide a high level of customer service. Please contact us to inquire about the advantages of our VIP buyer program!”val process is unique in comparison to the average lender's pre-approval process.
  • American Heritage Lending
  • 485 E 17th Street, Suite 220, Costa Mesa, CA, 92627
  • American Heritage Lending is a retail mortgage company headquartered in Costa Mesa, CA. Established in 2004, American Heritage Lending was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success.
  • Jewelry-N-Loan
  • 1872 Newport Blvd., Costa Mesa, CA, 92627
  • Jewelry-N-Loan is a one-of-a-kind, family-owned jewelry store and pawnshop located in Costa Mesa, California. We pride ourselves on being the leading resource in Orange County for purchasing, selling, trading, and lending against fine watches, gold, coins, diamonds, and jewelry. Our history starts with our family that has been proudly serving the p
  • Coast Jewelry & Loan
  • 1836 Newport Blvd, Costa Mesa, CA, 92627
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