USDA Vs. FHA your options comparison in Ellijay, Gilmer County, GA

In 2024, USDA loan limit in Ellijay, county of Gilmer, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Ellijay, county of Gilmer, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ellijay, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
  • Town & Country Bank
  • 8620 W Tropicana Ave., Las Vegas, NV, 89147
  • Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • Meadows Bank
  • 8912 Spanish Ridge Ave, Suite 100, Las Vegas, NV, 89148
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  • Bank of George Las Vegas
  • 9115 West Russell Road, Suite 110, Las Vegas, NV, 89148
  • Bank of George opened on September 24, 2007 as a full service, traditional, community bank focusing on business and professional clients in Southern Nevada. We believed the needs of our clients were better served by a small community bank— and though we have grown and now lend to businesses in more than 30 states
  • Empire Mortgage
  • 6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
  • At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Modern Finance LLC
  • 6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
  • Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
  • iNV Home Loans
  • 9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.