USDA Vs. FHA your options comparison in Dalton, Whitfield County, GA

In 2025, the USDA loan limit in Dalton, part of Whitfield county, GA, is $336,500. For a single-family home, the FHA limit is $472,030.

Try Lendersa® USDA loan calculator to compare today's USDA and FHA rates and know what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator also shows USDA, FHA, Conforming, and VA loans side by side to help you choose the best option in for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Dalton, Whitfield, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Dalton, GA

Lendersa® aims to secure you the best USDA or FHA loan swiftly and without hassle. Follow one of three starting points leading to matching lenders and USDA loan options.

Results from Lendersa USDA loan requests

What is a USDA Loan in GA?

A USDA home loan is backed by the government's Department of Agriculture, known as the USDA rural development loan or USDA mortgage, available only in rural neighborhoods. In contrast to FHA loans which require at least 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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