USDA and FHA Pro and Con in Dalton, Whitfield County, GA
In 2025, the USDA loan limit in Dalton, part of Whitfield county, GA, is $336,500. For a single-family home, the FHA limit is $472,030.
Try Lendersa® USDA loan calculator to compare today's USDA and FHA rates and know what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator also shows USDA, FHA, Conforming, and VA loans side by side to help you choose the best option in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Dalton, Whitfield, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Dalton, GA
Lendersa® aims to secure you the best USDA or FHA loan swiftly and without hassle. Follow one of three starting points leading to matching lenders and USDA loan options.
A USDA home loan is backed by the government's Department of Agriculture, known as the USDA rural development loan or USDA mortgage, available only in rural neighborhoods. In contrast to FHA loans which require at least 3.5% down payment, USDA loans require none.
Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong.
Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties.
Immediate family members of existing members are also eligible to gain membership in the credit union.
HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
Integrated Mortgage is a team of talented and highly motivated professionals experienced in the art of residential mortgage services. As a fully-licensed FHA-approved broker we are committed to providing the highest quality loan programs with honesty and integrity. We abide by a strict code of professional conduct and strongly believe in integrity.
101 South Washington Street, Berkeley Springs, WV, 25411
CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.
Apollo Trust Company, “A Bank You Can Believe In, ” has been going strong for 150 years. Organized and operated in Apollo, PA in an effort to help the borough’s people better manage and safeguard their money, the bank started after a meeting at Whitlinger’s Hall on May 16, 1871. Originally named “Apollo Savings Bank, ”
Integrity Financial Services is a full service residential and commercial lending company. Our staff of mortgage professionals are committed to 100% customer satisfaction. We understand our clients have choices for their mortgage needs. That is why we pride ourselves in a sound consultative approach to deliver the right loan program
