USDA and FHA Pro and Con in Chatsworth, Murray County, GA

For 2026, the USDA loan limit in Chatsworth, situated in Murray county, GA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, helping determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA options, assisting in choosing the best program for your financial requirements in .

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2026 Loan Limits and Downpayment Specifications in Chatsworth, Murray, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Chatsworth, GA

Lendersa® aims to quickly and easily provide you with the best USDA or FHA loan. Select from three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in GA

The USDA home loan, endorsed by the Department of Agriculture, is commonly known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • District One Highway Credit Union
  • 3011 N Belt Highway, Suite B, Saint Joseph, MO, 64506
  • District One Highway Credit Union was founded in 1954. An inquiry dated March 13, 1954 was sent to Jim Riegel of the Missouri Credit Union League. His response to this inquiry stated that it would take a minimum of 7 people to sign a charter and someone would need to put up $5 to the Secretary of State.

  • St. Joseph Teachers' Credit Union
  • 2316 Village Drive, Saint Joseph, MO, 64506
  • St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits.

  • Postal & Community CU
  • 3921 Oakland Avenue, Saint Joseph, MO, 64506
  • Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.

  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.

  • Home Financial Group, LLC
  • 13790 NW 4th Street Unit 110, Sunrise, FL, 33325
  • Home Financial Group was established 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. Then the Real Estate bubble burst. Thank to our strong connections.

  • CDC Financial Corp.
  • 11311 SW 25th Ct, Fort Lauderdale, FL, 33325
  • CDC Financial Corp. has been a licensed mortgage lending company since 1999 providing bridge loans to small local investors. We pride ourselves in responding quickly to giving you an approval or denial of your loan submission. We understand that time is money and you need answers quickly.

  • AR1 Mortgages Inc
  • 301 East Commerical Blvd, Oakland Park, FL, 33334
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Advanced Mortgage Planners Inc
  • 120 Northeast 51st Street, Fort Lauderdale, FL, 33334
  • Our loan officers are nationally registered and state licensed ensuring you are working with a mortgage professional who knows the market, Florida and National lending laws, and maintains the professional standards required the National Mortgage Licensing System and Florida Office of Financial Regulation.

  • O'Brien Financial Group Inc
  • 1400 E Oakland Park Blvd, Suite 101A, Oakland Park, FL, 33334
  • O’Brien Financial Group of Fort Lauderdale has successfully helped many South Florida residents save money on their home financing. Whether you are looking to refinance your current home loan or a first time buyer/investor, the knowledgeable and skilled team at O’Brien Financial Group, Inc. has the experience and dedication needed.

  • CT Capital, LP
  • 6300 NE 1st Ave, Suite 201, Fort Lauderdale, FL, 33334
  • CT Capital offers hard money bridge loans for non-conforming loans real estate projects and other business asset financing and consulting. CT is located in Fort Lauderdale and serves borrowers directly as well through brokers. We offer many hard money services, others simply cannot provide.

  • PARKLANE EQUITY LLC
  • 120 E. Oakland Park Blvd. Suite 107, Fort Lauderdale, FL, 33334
  • Our professional staff has the expertise in the mortgage lending business to help you along the way.Parklane Equity we specialize in Hard Money Loans.We will work to discuss all of your home loan options.Conventional, FHA, VA, Alt A and Investor Rehab Financing Available. Please call Andrew Paleias or Wendy Tyler at 954-568-9045

  • Refresh Funding
  • 120 E Oakland Park Blvd, Oakland Park, FL, 33334
  • Refresh Funding is a innovative, licensed lender whose goal is to provide funding solutions for real estate that traditional banks just don’t do. We like to think “outside the box” and are excited to bring our years of knowledge in the alternative lending space to real estate funding solutions.