For 2026, the USDA loan limit in Chatsworth, situated in Murray county, GA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, helping determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA options, assisting in choosing the best program for your financial requirements in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly and easily provide you with the best USDA or FHA loan. Select from three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is commonly known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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