USDA Vs. FHA your options comparison in Gainesville, Hall County, GA
In 2025, the USDA loan limit in Gainesville, which is in Hall, GA, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the day's best USDA and FHA rates, and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding your decision on the best choice for financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Gainesville, Hall, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Gainesville, GA
Lendersa® aims to efficiently connect you with the best USDA or FHA loans, free of hassle. Choose one of three starting paths to find matching lenders and USDA loan options tailored to your needs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively for rural areas, unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none, providing a unique advantage for eligible applicants.
4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.
St. Thomas Federal Credit Union (STTFCU) is a non-profit financial organization with over 7, 500 members and assets of over $78 million dollars. Since 1952, STTFCU has been an integral part of the Virgin Islands community. We provide our members with opportunities to save, borrow, and improve their overall financial wellness.
At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported.
We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
We make Hard Money loans Not So Hard Money® by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
Title: Strategic Growth Financing with Jones Investment Company LLC
Your Strategic Capital Partner
Jones Investment Company LLC, under Richard Alen, empowers your business or project with flexible, fast capital. We specialize in strategic bridge loans and development financing, providing the funds you need to seize opportunities and accelerat
Jones Investment Company LLC is your trusted partner in growth and success, specializing in flexible and fast financial solutions. As a U.S.-based private lender, we offer a seamless funding experience for real estate, business, and project needs. Benefit from our asset-backed loans, bridge financing, and acquisition capital without prepayment pena
America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.
