USDA Vs. FHA your options comparison in Lula, Hall County, GA

In 2025, USDA loan limit in Lula, county of Hall, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lula, county of Hall, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Lula, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ESSENTIAL MORTGAGE
  • 430 Notre Dame St., New Orleans, LA, 70130
  • Since 1998, the loan origination team at Essential Mortgage Company has been dedicated to providing a successful and stress-free transaction for every client. Professionalism and courtesy are our hallmarks, and the savings we pass along to our borrowers makes us unique among our competitors.
  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
  • Aspen Home Mortgage Group, Inc.
  • 19844 Meredith Dr., Derwood, MD, 20855
  • At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.
  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
  • The KPC Group, LLC
  • 3632 S. Loyola Drive, #239, Kenner, LA, 70065
  • The KPC Group was created in 2010 from virtual scratch. There was no formal education, nor any specific direction in which the company would be taken. The model was born and developed on the fly with the idea of bringing supply and demand together in the non-bank, alternative finance space. At the core, having a knack for cultivating new relations
  • Eustis Mortgage
  • 798 S. Rampart, New Orleans, LA, 70113
  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
  • FedFinancial Federal Credit Union
  • 11233 Lockwood Drive, Silver Spring, MD, 20901
  • FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.
  • HEMA Federal Credit Union
  • 8701 Georgia Avenue, Suite 407, Silver Spring, MD, 20901
  • HEMA Federal Credit Union is a cooperative financial institution chartered by the federal government and owned by its members. With assets surpassing $19 million we provide a safe place to save and borrow at reasonable rates. We are proud of our long tradition of providing financial solutions to our members, including those who have fewer choices.
  • Integrity Mortgage Corporation
  • 200 N. Main St., St. Charles, MO, 63301
  • Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.
  • FasterFunds Lending
  • 3320-1 Rue Royale, Saint Charles, MO, 63301
  • "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience. We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
  • Alliance Mortgage
  • 1760 Stumpf Blvd, Gretna, LA, 70056
  • "We have built a strong reputation throughout Louisiana as a full service mortgage company, serving the lending needs of individual buyers, real estate professionals and builders. We provide full service mortgages with an experienced staff offering expertise in every area of mortgage lending"