In 2026, the USDA loan limit in Heron-Bay, in Henry County, GA, is $330,200, while the FHA limit for a single-family home is $412,850.
Utilize Lendersa®'s USDA loan calculator to compare today's USDA versus FHA rates, determining necessary income, credit, reserves, and documents. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $330,200 | 0% |
| FHA | $412,850 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s aim is to deliver the best USDA or FHA loan efficiently and effortlessly. Choose from three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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