USDA Vs. FHA your options comparison in Stockbridge, Henry County, GA

In 2025, the USDA loan limit set in Stockbridge, located in Henry County of GA, is $377,200, while the FHA limit for a single-family home is $592,250.

Using the Lendersa® USDA loan calculator, you can evaluate the current best USDA versus FHA rates and find out the required income, credit, reserves, and documents to qualify. This advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you decide which program is ideal for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Stockbridge, Henry County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Stockbridge, GA

The objective of Lendersa® is to secure you the best USDA or FHA loans quickly and efficiently. Choose from one of three starting points that align lenders with USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, also known as a USDA rural development loan, is secured by the Department of Agriculture. It is designed exclusively for rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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