In 2026, the USDA loan limit in McDonough, located in Henry county of GA, is $377,200. Meanwhile, the FHA limit for a single-family home is $592,250.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $377,200 | 0% |
| FHA | $592,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan options without hassle. Select one of three starting paths to align with matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan, is backed by the Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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