USDA and FHA Pro and Con in Marietta, Cobb County, GA

In the year 2026, the USDA loan limit for Marietta in Cobb county, GA is $0, whereas for a single-family home, the FHA limit is $592,250.

Use Lendersa®'s USDA loan calculator to contrast today's USDA with FHA rates and identify the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage tools, you can compare USDA, FHA, Conforming, and VA options side by side, helping you to determine the best program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Marietta, Cobb, GA

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Marietta, GA

Lendersa® aims to help you secure the best USDA or FHA loan efficiently and without hassle. Begin your application with one of three starting points to find matching lenders and USDA loan programs.

Outcomes of Lendersa USDA loan requests and matches

Understanding the USDA Loan in GA

A USDA home loan is guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, and is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, making them an attractive option for potential homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marietta Lenders

  • AFFINITY HOME LENDING LLC
  • 84 Church Street, Suite A, Marietta, GA, 30060
  • Lends in Georgia
  • Affinity Home Lending continues to be the go to Mortgage Lending company in the Marietta, GA area. Whether you are a first time home buyer, experience home buyer, or are looking to refinance your home, we have the expertise to assist you. Our strong communication to all parties and with our average mortgage approval process of 14 days.

  • LGE Community Credit Union
  • PO Box 1188, Marietta, GA, 30061
  • Lends in Georgia
  • In 1951, seven Lockheed Georgia employees dreamed of a better way to bank and LGE Community Credit Union was born. Today we serve communities in Northwest Georgia as a not-for-profit financial institution. Unlike a bank, whose profits go to its shareholders, our profits go to our members in the form of better rates and lower fees.

  • Premier Reverse Mortgage, LLC
  • 1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067
  • Lends in Georgia
  • Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.

  • The Family Mortgage Team
  • 1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067
  • Lends in Georgia
  • The Family Mortgage Team at LeaderOne Financial is a team of professionals dedicated to ensuring that your loan is not just a transaction.... It is a lifetime relationship developed around three distinct concepts: 1) investigating your hopes and dreams and insuring that we use the mortgage to maximize

  • Safe Haven Mortgage Inc
  • 1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067
  • Lends in Georgia
  • At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.

  • Mortgage Atlanta LLC
  • 601 Woodlawn Dr. NE, Suite 340, Marietta, GA, 30067
  • Lends in Georgia
  • Mortgage Atlanta LLC Launched in 2009 by a team of financial experts who are passionate about helping people realize their dreams, Mortgage Atlanta understands that no two homebuyers or homeowners are exactly the same. That’s why we seek first to get to know you and your needs on a granular level.

  • Residential Funding Consultants LLC
  • 111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067
  • Lends in Georgia
  • Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.

  • STONE OAK MORTGAGE LLC
  • 2470 Windy Hill Rd, Suite 211, Marietta, GA, 30067
  • Lends in Georgia
  • STONE OAK MORTGAGE LLC IS a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates

  • WD Little Mortgage Corp
  • 707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
  • Lends in Georgia
  • W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.