USDA Vs. FHA Pro and Con comparison in Marietta, Cobb County, GA

In 2025, USDA loan limit in Marietta, county of Cobb, GA is $0 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Marietta, county of Cobb, GA

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Marietta, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
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  • First National Bank of Lindsay has been proudly serving our community since 1902! Here at the First National Bank of Lindsay we pride ourselves on our hometown customer service. We are a family owned business and consider each one of our valuable customers a part of that family. We take great pride in our community
  • Mortgage Nerds, LLC
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  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
  • Andrew Davidson & Co
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  • Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
  • River Valley Credit Union IA
  • 2811 East 13th Street, Ames, IA, 50010
  • We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!
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  • 405 5th Street, Ames, IA, 50010
  • First National Bank began as the Ames Savings Bank in 1903, located at 216 Main Street. In 1913, the bank received a National Charter and began its dual operation as Ames National Bank and Ames Trust & Savings Bank. The bank moved into a new home at the southeast corner of Main and Kellogg in 1914.
  • Vision Bank of Iowa
  • 104 Chestnut, Ames, IA, 50010
  • VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
  • Howell Investment Finance
  • 510 S. 17th St, Suite 101 D, Ames, IA, 50010
  • Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.