USDA Vs. FHA Pro and Con comparison in Marietta, Cobb County, GA

In the year 2026, the USDA loan limit for Marietta in Cobb county, GA is $0, whereas for a single-family home, the FHA limit is $592,250.

Use Lendersa®'s USDA loan calculator to contrast today's USDA with FHA rates and identify the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage tools, you can compare USDA, FHA, Conforming, and VA options side by side, helping you to determine the best program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Marietta, Cobb, GA

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Marietta, GA

Lendersa® aims to help you secure the best USDA or FHA loan efficiently and without hassle. Begin your application with one of three starting points to find matching lenders and USDA loan programs.

Outcomes of Lendersa USDA loan requests and matches

Understanding the USDA Loan in GA

A USDA home loan is guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, and is designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, making them an attractive option for potential homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • InterTrust Mortgage, L.L.C.
  • 1027 Harding Street, Lafayette, LA, 70503
  • InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.

  • First National Bank of Monterey
  • 6222 E. Main Street, Monterey, IN, 46960
  • On June 14th, 1910 The First National Bank of Monterey received its charter from the Comptroller of the Currency to establish a national bank in the town of Monterey. The bank opened on August 1st of 1910 with 57 original shareholders and $25, 000 in capital. The first board of directors rotated presidents naming PH Wagoner.

  • CMS Mortgage Solutions Inc.
  • 1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
  • CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004

  • Cajun Loan
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  • Cajun Loan is a locally owned and operated company that has been providing prompt and friendly service to the community of Acadiana. We provide auto, title, vacation, home improvement, furniture and back to school loans. We provide same-day approval. We are your most trusted company when it comes to cash loans.

  • Acadian Federal Credit Union
  • 102 Sunbeam Lane, Lafayette, LA, 70506
  • Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.

  • Acadiana Medical Federal Credit Union
  • 702 St Landry Street, Lafayette, LA, 70506
  • Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.

  • Maple Federal Credit Union
  • 105 Toledo Drive, Lafayette, LA, 70506
  • Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.

  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.