USDA Vs. FHA your options comparison in Kennesaw, Cobb County, GA

In 2026, the limit for USDA loans in Kennesaw, located in the county of Cobb, GA, is $0. Meanwhile, for a single-family home, the FHA limit is set at $592,250.

Utilize the Lendersa® USDA loan calculator to compare the latest USDA and FHA rates, and ascertain the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can visually compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial standing in .

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2026 Loan Limits and Downpayment Requirements in Kennesaw, Cobb County, GA

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options Available in Kennesaw, GA

The aim of Lendersa® is to quickly and smoothly secure you the best USDA or FHA loan options. Begin with one of these three methods to find matching lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in GA

A USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan, is exclusively accessible in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans allow for zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Kennesaw Lenders

  • Direct Lenders, LLC. .
  • 1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152
  • Lends in Georgia
  • Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.

  • Assertive Mortgage LLC
  • 3105 Creekside Village Drive, Suite 706, Kennesaw, GA, 30144
  • Lends in Georgia
  • Assertive Mortgage has redefined homeownership with modern technology. We believe homeownership should be faster, simpler, and more affordable to get a mortgage in America. Our digital mortgage platform helps borrowers process information on the loan application. We’re changing the way traditional mortgage process from being stressful.

  • Credit Union of Georgia
  • PO Box 788, Acworth, GA, 30101
  • Lends in Georgia
  • At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable.

    We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout

  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Lends in Georgia
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.

  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Lends in Georgia
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.

  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Lends in Georgia
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.

  • Premier Mortgage Exchange, Inc
  • 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101
  • Lends in Georgia
  • "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you
    Premier Mortgage Exchange also offers Reverse Mortgages."

  • WD Little Mortgage Corp
  • 707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
  • Lends in Georgia
  • W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.

  • AMSTAR MORTGAGE NETWORK, INC
  • 2478 Burnt Hickory Road NW, Marietta, GA, 30064
  • Lends in Georgia
  • Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin