USDA and FHA Pro and Con in Sandy-Springs, Fulton County, GA

In 2025, the USDA loan limit in Sandy-Springs, within Fulton county, GA, is set at $330,200; whereas, for a single-family home, the FHA loan limit is $412,850.

Utilize the Lendersa® USDA loan calculator to assess and compare current USDA and FHA rates, and understand the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist you in selecting the most suitable program for your financial needs in .

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2025 loan limits and down payment requirements in Sandy-Springs, Fulton, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan choices in Sandy-Springs, GA

The primary objective of Lendersa® is to offer you the optimal USDA or FHA loan efficiently and effortlessly. Choose one of three paths to connect with suitable lenders and USDA loan offerings.

Lendersa USDA loan requests and matching results

Defining USDA Loans in GA

A USDA home loan, assured by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is specific to rural areas. FHA loans demand a down payment of at least 3.5%, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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