USDA Vs. FHA your options comparison in Sandy-Springs, Fulton County, GA
In 2025, the USDA loan limit in Sandy-Springs, within Fulton county, GA, is set at $330,200; whereas, for a single-family home, the FHA loan limit is $412,850.
Utilize the Lendersa® USDA loan calculator to assess and compare current USDA and FHA rates, and understand the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist you in selecting the most suitable program for your financial needs in .
2025 loan limits and down payment requirements in Sandy-Springs, Fulton, GA
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan choices in Sandy-Springs, GA
The primary objective of Lendersa® is to offer you the optimal USDA or FHA loan efficiently and effortlessly. Choose one of three paths to connect with suitable lenders and USDA loan offerings.
A USDA home loan, assured by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is specific to rural areas. FHA loans demand a down payment of at least 3.5%, whereas USDA loans require none.
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