USDA and FHA Pro and Con in Montgomery, Chatham County, GA
In 2026, the USDA loan cap for Montgomery in Chatham county, GA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates and to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the optimal plan for your specific financial needs within .
2026 Loan Limits and Down Payment Needs in Montgomery, Chatham, GA
Loan Type
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Montgomery, GA
The mission of Lendersa® is to deliver the best USDA or FHA loan efficiently and without stress. Choose from three pathways that match you with lenders and USDA loan options.
The USDA home loan, backed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it differs from FHA loans by requiring no down payment, whereas FHA loans demand at least a 3.5% down payment.
Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members.
Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
"Affinity is a full-service, not-for-profit financial institution owned by its members & dedicated to their financial wellbeing. Through thick and thin, good times and bad, we’ll always be here for you.
With over 20 branches in the tristate area, Affinity is the largest credit union headquartered in New Jersey, serving more than 160, 000 membe
180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.
Navient (Nasdaq: NAVI) is a leader in education loan management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. The company helps its clients and millions of Americans achieve financial success through services and support.
254 South Washington Street, Wilkes Barre, PA, 18701
The Saint Nicholas Federal Credit Union is a member of the Northeast Pennsylvania Chapter of Credit Unions.
Federal credit unions are regulated by the National Credit Union Administration. A federal examiner audits the operation of each credit union once a year. Saint Nicholas Federal Credit Union has been a Federal credit union since 1938.
20 N Pennsylvania Boulevard, Wilkes Barre, PA, 18701
Luzerne County Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Luzerne County Federal Credit Union will continue a sound yet progressive asset management strategy.
The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.
