USDA Vs. FHA Pro and Con comparison in Montgomery, Chatham County, GA
In 2025, the USDA loan cap for Montgomery in Chatham county, GA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates and to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the optimal plan for your specific financial needs within .
2025 Loan Limits and Down Payment Needs in Montgomery, Chatham, GA
Loan Type
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Montgomery, GA
The mission of Lendersa® is to deliver the best USDA or FHA loan efficiently and without stress. Choose from three pathways that match you with lenders and USDA loan options.
The USDA home loan, backed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it differs from FHA loans by requiring no down payment, whereas FHA loans demand at least a 3.5% down payment.
223 North Pecos Road, Suite 120, Henderson, NV, 89074
Our mission is to serve our customers with honesty, integrity & experience. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible.We offer our clients a more personal touch. You have one experienced loan officer who you can contact directly, also there every step of the way.
All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
Our banking facility is located in the picturesque, historic town of Ely, White Pine County, Nevada. The First National Bank of Ely has the distinct honor of holding the oldest bank charter in the great state of Nevada – we celebrated a century of service in 2007.
We continue this long history of customer service
3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market
