In 2026, the USDA loan cap for Montgomery in Chatham county, GA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates and to determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in selecting the optimal plan for your specific financial needs within .
2026 Loan Limits and Down Payment Needs in Montgomery, Chatham, GA
Loan Type
Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Montgomery, GA
The mission of Lendersa® is to deliver the best USDA or FHA loan efficiently and without stress. Choose from three pathways that match you with lenders and USDA loan options.
The USDA home loan, backed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it differs from FHA loans by requiring no down payment, whereas FHA loans demand at least a 3.5% down payment.
The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,
MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible. WE MAKE IT EASY.
3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need
First Federal Savings and Loan Association of Lorain originations date back to 1921, when a financial institution called Lake Erie Savings and Loan Company was formed. The mission of this newly formed company was to provide home ownership and a safe harbor for their customers’ life savings. In 1938
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
