USDA and FHA Pro and Con in Georgetown, Chatham County, GA
In 2025, the USDA loan limit for Georgetown in Chatham County, GA is $336,500; in contrast, the FHA limit for a single-family residence is $472,030.
Leverage Lendersa®'s USDA loan calculator to compare current USDA versus FHA rates and assess the income, credit scores, reserves, or documents required for qualification. Using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to choose the best program in Alabama for your financial needs.
2025 Loan Limits and Down-Payment Requirements in Georgetown, Chatham County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Georgetown, GA
The aim of Lendersa® is to promptly provide you with the most suitable USDA or FHA loan. Pick from three strategies to match you with appropriate lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development or USDA mortgage loan, is available only in rural areas. Unlike FHA loans with a minimum of 3.5% down payment, a USDA mortgage requires none.
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