FHA Vs. USDA loan program for Skidaway-Island, Chatham County, Georgia

In 2025, USDA loan limit in Skidaway-Island, county of Chatham, GA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Skidaway-Island, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(843) 501-0760 Lender's profile and map Reviews Jeff Cook Real Estate 10040 Dorchester Rd, Suite 101, Summerville, SC, 29485 Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
(843) 412-3949 Lender's profile and map Reviews New South Mortgage 1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485 New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
(843) 990-7770 Lender's profile and map Reviews First Capital Bank SC 304 Meeting Street, 1st Floor, Charleston, SC, 29401 First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
(843) 724-1500 Lender's profile and map Reviews The Bank of South Carolina 256 Meeting Street, Charleston, SC, 29401 The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
(843) 277-9304 Lender's profile and map Reviews Sweetgrass Capital 25 Cumberland Street, Suite 120, Charleston, SC, 29401 SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
(843) 737-0182 Lender's profile and map Reviews Coastal Equity Group 15 State Street, Charleston, SC, 29401 Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
(843) 203-4578 Lender's profile and map Reviews Leeward Point Mortgage LLC 215 East Bay Street, Suite 403-F, Charleston, SC, 29401 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(800) 856-3056 Lender's profile and map Reviews Ivy Asset Group, LLC 170 Meeting Street, Suite 501, Charleston, SC, 29401 Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
(843) 732-3278 Lender's profile and map Reviews Lending HQ PO Box 20785, Charleston, SC, 29413 Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
(843) 364-2656 Lender's profile and map Reviews Home Loans Inc 2557 Ashley Phosphate, North Charleston, SC, 29418 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
(843) 990-5510 Lender's profile and map Reviews Beacon Community Bank 578 East Bay Street, Suite D, Charleston, SC, 29403 In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
(800) 843-0130 Lender's profile and map Reviews SnapCap 701 E Bay St, Charleston, SC, 29403 SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business