USDA and FHA Pro and Con in Norcross, Gwinnett County, GA

As of 2025, the USDA loan cap in Norcross, Gwinnett County, GA is set at $330,200. Meanwhile, the FHA limit for a single-family home is $592,250.

Utilize Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates, and assess the income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the most suitable option for your financial scenario in Alabama.

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2025 Loan Ceilings and Down Payment Requirements in Norcross, Gwinnett County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Norcross, GA

The objective of Lendersa® is to ensure you secure the best USDA or FHA loan swiftly and without difficulty. Choose one of three beginning strategies to align with suitable lenders and USDA loan programs.

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Understanding USDA Loans in GA

The USDA home loan is a government-backed loan from the Department of Agriculture, commonly known as a USDA rural development or USDA mortgage loan, and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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