USDA Vs. FHA your options comparison in Johns-Creek, Fulton County, GA
In 2025, the USDA loan limit within Johns-Creek, county of Fulton, GA is set at $330,200. In contrast, the FHA loan limit for a single-family home is $412,850.
Utilize Lendersa® USDA loan calculator to assess and compare the current best rates for USDA and FHA loans. Determine the necessary income, credit, financial reserves, and required documents to qualify. Our advanced mortgage calculator provides a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide on the most suitable program in for your particular financial circumstances.
2025 Loan Limits and Down Payment Requirements in Johns-Creek, Fulton, GA
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Johns-Creek, GA
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and conveniently, without unnecessary hassle. Choose one of three starting points that guide you to lenders offering the USDA loan programs available.
A USDA home loan is supported by the government through the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Whereas FHA loans necessitate a down payment of at least 3.5%, USDA loans require no down payment whatsoever, opening a path to homeownership that is economically accessible.
In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide.
And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado.
Mobile and traditional directions to this location can be found below along with ratings
Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Red River State Bank is one bank serving many communities in the Red River Valley. Since the beginnings of First State Bank of Fertile in 1887 & Red River State Bank in Halstad in 1904 we have taken the same approach, one-on-one personal service. Everyone has different banking needs, from agricultural loans and lines of credit to personal deposit.
Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
