USDA Vs. FHA your options comparison in Alpharetta, Fulton County, GA

In 2025, USDA loan limit in Alpharetta, county of Fulton, GA is $377,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Alpharetta, county of Fulton, GA

Loan Type Loan Limit Down payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Alpharetta, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Best Mortgage
  • 14100 SE 36th St, Suite 200, Bellevue, WA, 98006
  • BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.
  • NorthWest Funding Group, Inc.
  • 802 Officers Row, Suite C, Vancouver, WA, 98661
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  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
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  • Evergreen Northwest Lending Company
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  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
  • DML Capital
  • 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
  • DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.