In the year 2025, the USDA loan limit designated for Alpharetta, located in Fulton county, GA is set at $377,200. On the other hand, for a single-family home, the FHA limit is $592,250.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates currently available. Assess the income, credit score, reserves, and necessary documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loan options, aiding in the decision of which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $377,200 | 0% |
| FHA | $592,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim at Lendersa® is to deliver the optimal USDA or FHA loan promptly and with ease, without unnecessary complications. You can start with one of three options that lead to connecting with matching lenders and accessing USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available specifically in rural areas. In stark contrast to FHA loans that require a down payment of at least 3.5%, USDA loans do not demand any down payment, making homeownership more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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