In the year 2025, the USDA loan limit designated for Alpharetta, located in Fulton county, GA is set at $377,200. On the other hand, for a single-family home, the FHA limit is $592,250.
Take advantage of the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates currently available. Assess the income, credit score, reserves, and necessary documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loan options, aiding in the decision of which program in best fits your financial profile.
2025 Loan Limits and Down Payment Requirements in Alpharetta, Fulton, GA
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Alpharetta, GA
The primary aim at Lendersa® is to deliver the optimal USDA or FHA loan promptly and with ease, without unnecessary complications. You can start with one of three options that lead to connecting with matching lenders and accessing USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available specifically in rural areas. In stark contrast to FHA loans that require a down payment of at least 3.5%, USDA loans do not demand any down payment, making homeownership more accessible.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
23276 S Pointe Dr, Suite 113, Laguna Hills, CA, 92653
Binesh Realty Group has been in the Real Estate services business in the Orange County markets for many successful years and will be here for many more. This longevity and confidence comes from our Real Estate services to a great many buyers and sellers, and their recommendations to others that result in repeat
23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California
26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties
23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
Qualified Home Loans is a full service California Mortgage Brokerage that creates opportunity for home buyers & transactions for real estate agents. At Qualified we match expertise, diverse loan offerings & personal attention. Our talented team of dedicated professionals will custom tailor a loan strategy for you to accomplish your family’s goals.
23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.
23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.
23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
