USDA Vs. FHA Pro and Con comparison in Smyrna, Cobb County, GA
In 2025, USDA loan limit in Smyrna, county of Cobb, GA is $0 while FHA limit is $592,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Smyrna, county of Cobb, GA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Smyrna, GA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Texas Community Federal Credit Union (formerly known as Kingsville Community FCU) has been open since 1937. The credit union has assets totaling $22.75 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working,
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
Hiway was founded in 1931 to serve the employees of the Minnesota Highway Department. Hiway serves over 65, 000 members in Minnesota & around the country, registers more than $1 billion in assets & welcomes new membership from individuals & small businesses. At Hiway, every associate is dedicated to improving the financial well-being of our members
200 University Avenue West, Suite 100, Saint Paul, MN, 55103
At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis
6600 France Avenue South, Suite 125, Edina, MN, 55435
Crown Bank your relationship with us is a partnership and the relationship we build is an investment. We fundamentally believe that investing means you should get back more than you put in. Whether it’s personal banking or business banking, we promise our partnership entails growth and also Since 2000, we’ve built a reputation for being accessible
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
TCI Business Capital has provided best-in-class factoring solutions to thousands of small to midsize companies across the United States. These companies choose us because they need working capital and value the knowledge and expertise of the TCI team. Our fast invoice factoring helps support their growth and success.
Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
4445 West 77th Street, Suite 210, Edina, MN, 55435
MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.
We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
