As of 2025, the USDA loan limit in Smyrna, Cobb county, GA is $0, while the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates to determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Smyrna, Cobb, GA
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Smyrna, GA
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and easily. Choose one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, ensured by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none, offering a more accessible option for home buyers.
2415 East Camelback Road, Suite 700, Phoenix, AZ, 85016
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience
2480 S 3850 W, Suite C, West Valley City, UT, 84120
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
4425 East Agave Road, Building 2, Phoenix, AZ, 85044
"Arizona Valley Lending is a full service mortgage company licensed and serving customers exclusively in Arizona and Texas. HUD/FHA approved lender.
We offer a comprehensive line of mortgage products including conventional, conforming, and non-conforming loans for purchases, refinances, home equity lines of credit and HARP eligible loans."
"Define Mortgage Solutions has a proven track record of creating exceptional mortgage experiences, with an average turnaround time of less than 30 days. Our dedicated mortgage professionals are passionate about providing personal guidance to best serve your members.
In our most recent quarterly survey, over 96% of borrowers reported that they are
"At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep
Federally insured by the NCUA. Equal Housing Opportunity."
At 3 Keys Lending, LLC, our mission is to help homeowners and future homeowners get the absolute best mortgage rates and options when buying or refinancing their home. Through a little education, we can help you save thousands of dollars on your loan by teaching you the 3 Keys of Lending.
14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
"Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future.
While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
