USDA Vs. FHA your options comparison in South-Fulton, Fulton County, GA

For the year 2025, the USDA loan limit applicable in South-Fulton, within Fulton county, GA is $330,200, while for FHA, it stands at $412,850 for a single-family house.

Employ the Lendersa® USDA loan calculator to measure the advantages of today's USDA versus FHA rates and to ascertain necessary income, credit, reserves, and paperwork. With our sophisticated mortgage tool, you can effortlessly compare USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the most suitable program in for your unique financial needs.

Evaluate loan offers from over 100 lenders

2025 loan limits and down payment criteria in South-Fulton, Fulton, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan selections in South-Fulton, GA

At Lendersa®, our aim is to provide you with the finest USDA or FHA loans swiftly and seamlessly. Begin with one of three options to connect with lenders offering USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in GA

A USDA home loan is assured by the Department of Agriculture and is commonly referred to as a USDA rural development loan or USDA mortgage. This is specifically available in rural locales. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage eliminates the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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