USDA and FHA Pro and Con in South-Fulton, Fulton County, GA

For the year 2026, the USDA loan limit applicable in South-Fulton, within Fulton county, GA is $330,200, while for FHA, it stands at $412,850 for a single-family house.

Employ the Lendersa® USDA loan calculator to measure the advantages of today's USDA versus FHA rates and to ascertain necessary income, credit, reserves, and paperwork. With our sophisticated mortgage tool, you can effortlessly compare USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the most suitable program in for your unique financial needs.

Evaluate loan offers from over 100 lenders

2026 loan limits and down payment criteria in South-Fulton, Fulton, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan selections in South-Fulton, GA

At Lendersa®, our aim is to provide you with the finest USDA or FHA loans swiftly and seamlessly. Begin with one of three options to connect with lenders offering USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in GA

A USDA home loan is assured by the Department of Agriculture and is commonly referred to as a USDA rural development loan or USDA mortgage. This is specifically available in rural locales. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage eliminates the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



South-Fulton Lenders

  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Lends in Georgia
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Lends in Georgia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • Lends in Georgia
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.

  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Cornerstone Business Capital
  • 1445 Woodmont Lane Northwest #2204, Atlanta, GA, 30318
  • Lends in Georgia
  • Cornerstone Business Capital

    Business financing 

    Cornerstone Business Capital empowers small businesses with fast, flexible funding solutions that keep cash flow strong and growth on track. Get growth capital with a straightforward process and supportive guidance. Call 404-476-1287 or visit cornerstonebusinesscapital.com for all lending products available.

  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Lends in Georgia
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.

  • Craft Bank
  • 1575 Northside Drive NW, Bldg 100, Suite 200, Atlanta, GA, 30318
  • Lends in Georgia
  • Craft Bank offers the Atlanta market a fresh approach to business banking with impeccable digital offerings and a steadfast commitment to the relationships we build. The bank’s holistic approach is designed to support business owners' financial needs – both business and personal.

  • Credit Union of Atlanta
  • 670 Metropolitan Pkwy SW, Atlanta, GA, 30310
  • Lends in Georgia
  • At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.

  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • Lends in Georgia
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender