USDA Vs. FHA your options comparison in Sugar-Hill, Gwinnett County, GA
For 2026, the USDA loan limit in Sugar-Hill, part of Gwinnett County, GA, is $330,200. Meanwhile, for a single-family home, the FHA limit is $412,850.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the income, credit, reserves, and documentation you need to qualify. This advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your specific financial needs in .
2026 Loan Limits and Downpayment Requirements in Sugar-Hill, Gwinnett County, GA
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Sugar-Hill, GA
Lendersa® strives to promptly and effortlessly secure the best USDA or FHA loans available. Choose from one of three starting methods to find matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is offered solely in rural areas. FHA loans require a minimum of 3.5% down payment, but USDA loans do not require any down payment at all.
At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024
Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.
2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
Lends in Georgia
Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
Nizar Ali a Mortgage Broker with Solid Property Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Solid Property Mortgage LLC Offer various loan products - Conventional, Jumbo Mortgages, FHA & VA. Great Rates with Superior Service !!!
4411 Suwanee Dam Road, Suite 760, Suwanee, GA, 30024
Lends in Georgia
Arch Capital Inc provide innovative mortgage solutions for various situations, including: Conventional and Jumbo loans, Fixed and Adjustable Rate options, and government options, including FHA, VA and USDA loans. Contact a home loan specialist today for more information or apply online
5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
Lends in Georgia
Nations First Mortgage Inc is a company that provides a high level of expertise and service in the mortgage industry. We will provide superior personal service to buyers. We take pride in knowing that 70% of our business comes from repeat clients and their referrals. Our responsibility as mortgage professionals is to determine.
2955 Horizon Park Drive, Suite A, Suwanee, GA, 30024
Lends in Georgia
Northstar Mortgage is a locally owned and operated mortgage company located in Suwanee, GA. With more than two decades of experience serving the mortgage needs of our fellow Georgians, we have gained the knowledge of the industry that allows us to look out for the best interest of our clients and help them make wise and informed decisions.
5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
Lends in Georgia
MyLendingPal was founded in 2018 by the founders and operators of Nations First Home Mortgage Inc, company located in Suwanee GA. MyLendingPal is owned and operated by Ricky Merchant, Ricky is Roger Merchant’s son founder of Nations First Home Mortgage Inc. MyLendingPal is currently licensed in State of Georgia
970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
Lends in Georgia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
