USDA Vs. FHA Pro and Con comparison in Sugar-Hill, Gwinnett County, GA
For 2025, the USDA loan limit in Sugar-Hill, part of Gwinnett County, GA, is $330,200. Meanwhile, for a single-family home, the FHA limit is $412,850.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the income, credit, reserves, and documentation you need to qualify. This advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your specific financial needs in .
2025 Loan Limits and Downpayment Requirements in Sugar-Hill, Gwinnett County, GA
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Sugar-Hill, GA
Lendersa® strives to promptly and effortlessly secure the best USDA or FHA loans available. Choose from one of three starting methods to find matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is offered solely in rural areas. FHA loans require a minimum of 3.5% down payment, but USDA loans do not require any down payment at all.
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In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
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