USDA Vs. FHA Pro and Con comparison in Suwanee, Gwinnett County, GA
In 2025, the USDA loan limit for Suwanee in Gwinnett County, GA is $330,200, while the FHA limit stands at $592,250 for a single-family home.
Lendersa®'s USDA loan calculator helps contrast today's top USDA against FHA rates and outlines the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side, aiding your decision on which program in suits your financial needs best.
Loan Limits and Downpayment Requirements in Suwanee, Gwinnett County, GA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Suwanee, GA
Lendersa® is committed to swiftly securing the best possible USDA or FHA loans for you, hassle-free. Select one of three starting options that link you with the right lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan, is a mortgage guaranteed by the Department of Agriculture. It is offered exclusively in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment.
In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM.
Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.
6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
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The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
