In 2026, the USDA loan limit for Suwanee in Gwinnett County, GA is $330,200, while the FHA limit stands at $592,250 for a single-family home.
Lendersa®'s USDA loan calculator helps contrast today's top USDA against FHA rates and outlines the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA side by side, aiding your decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $330,200 | 0% |
| FHA | $592,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly securing the best possible USDA or FHA loans for you, hassle-free. Select one of three starting options that link you with the right lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan, is a mortgage guaranteed by the Department of Agriculture. It is offered exclusively in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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