USDA VS FHA in Duluth, Gwinnett County, GA

In 2026, the USDA loan limit for Duluth in Gwinnett County, GA, is $330,200, while the FHA limit for a single-family home is $592,250.

With the Lendersa® USDA loan calculator, compare today’s top USDA versus FHA rates, and determine the necessary income, credit score, reserves, and documentation required for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Duluth, Gwinnett County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Duluth, GA

Lendersa®'s aim is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three starting points which connect you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

The USDA home loan, guaranteed by the government’s Department of Agriculture and known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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