USDA Loan Vs. FHA loan pro & con for Ewa-Beach, Honolulu County, HI

In 2025, USDA loan limit in Ewa-Beach, county of Honolulu, HI is $576,800 while FHA limit is $721,050 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Ewa-Beach, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 573-6922 2615 miles Lender's profile and map Reviews Summit Point Financial Group, Inc. 2535 Kettner Boulevard, Suite 2A5, San Diego, CA, 92101 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 533-7900 2615 miles Lender's profile and map Reviews American Security Mortgage 108 Ivy Street, San Diego, CA, 92101 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financial needs. Whether you are a first time or seasoned home buyer purchasing your dream home,
(858) 876-4864 2615 miles Lender's profile and map Reviews La Jolla Real Estate Services 925 B Street, Suite 403, San Diego, CA, 92101 At La Jolla Lending, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest
(619) 320-2507 2615 miles Lender's profile and map Reviews United Wholesale Funding 350 10th Ave Ste. 1000, San Diego, CA, 92101 At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,
855-741-0068 2615 miles Lender's profile and map Reviews Griffin Funding 2445 5th Avenue Suite 300, San Diego, CA, 92101 Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
(619) 647-1999 2615 miles Lender's profile and map Reviews RanchoTed 710 W. Ivy St, San Diego, CA, 92101 The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
530.318.6651 2615 miles Lender's profile and map Reviews Complete Lending 9920 Pacific Heights Blvd, Ste. 150, San Diego, CA, 92121 At Complete Lending, we specialize in empowering real estate investors with fast and flexible financing solutions. Our expert team, led by Jeb Durgin, provides tailored funding for projects ranging from fix-and-flip to rental expansions, ensuring speed, flexibility, and results. Collaborate with us to access reliable capital and scale your ambition
(866) 873-4968 2615 miles Lender's profile and map Reviews USE Credit Union 10120 Pacific Heights Blvd, Suite 100, San Diego, CA, 92121 At USE Credit Union we go above and beyond to provide extraordinary experiences. We care about your needs and every experience. Discover what makes us unique and how we can help make your dreams come true. Wherever life takes you, we’re here to help – with products, services and personalized attention you need at every turn
(858) 304-0572 2615 miles Lender's profile and map Reviews Hargrave Home Loans 10509 Vista Sorrento Parkway, Suite 200, San Diego, CA, 92121 Guaranteed Rate was founded on the simple idea of building a mortgage company focused on serving the best interests of our customers. Our straightforward business model is structured to provide our customers with the right products, lowest rates and un-matched service. Today, we're one of the largest independent.
(760) 945-3275 2615 miles Lender's profile and map Reviews Mid West Finance 410 South Melrose Drive, Vista, CA, 92081 At Midwest Financial Inc., our mission is to educate and guide prospective investors, buyers, and sellers. Our success is made possible by demystifying the buying, selling and refinancing process while providing solutions that lead to results. We know for anyone to experience true success it is vital to partner
(760) 989-0444 2615 miles Lender's profile and map Reviews The Donovan Group 10509 Vista Sorrento Pkwy, Suite 400, San Diego, CA, 92121 At The Donovan Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.