USDA Loan Vs. FHA loan for Ewa-Beach, HI 2025

In 2025, the USDA loan cap in Ewa-Beach, Honolulu county, HI is $576,800, whereas the FHA cap for a single-family home is $721,050.

Utilize Lendersa®'s USDA loan calculator to evaluate today's best rates between USDA and FHA loans. Determine the needed income, credit, reserves, and documents. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide the best program for your financial situation in Alabama.

USDA and FHA Loan Options in Ewa-Beach, HI

Lendersa® aims to provide you the best USDA or FHA loan quickly and effortlessly. Start with one of these three steps to connect with matching lenders and USDA programs.

Understanding USDA Loans in HI

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans require none.

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(518) 585-6725 Lender's profile and map Reviews TrailNorth Federal Credit Union 1178 NYS Route 9N, Ticonderoga, NY, 12883 TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
(518) 768-7898 Lender's profile and map Reviews Capital Home Partners 800 Rt 146, Suite 320, Clifton Park, NY, 12065 Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(518) 982-0480 Lender's profile and map Reviews The Mortgage Place Inc. 646 Plank Road, Suite 102, Clifton Park, NY, 12065 At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.
(973) 301-0931 Lender's profile and map Reviews FDU Federal Credit Union 12 Main Street, Suite 4, Madison, NJ, 07940 FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
(302) 535-7327 Lender's profile and map Reviews WHITECAP MORTGAGE LLC 39682 Sunrise Ct, Bethany Beach, DE, 19930 Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.
(609) 665-0927 Lender's profile and map Reviews Moving forward in lifestyle 220 University Ave, Pemberton, NJ, 08068 Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.
(800) 847-4283 Lender's profile and map Reviews Ulster Federal Credit Union 127 Schwenk Drive, Kingston, NY, 12401 Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
(866) 440-0391 Lender's profile and map Reviews Ulster Savings Bank 180 Schwenk Drive, Kingston, NY, 12401 Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
(908) 858-2220 Lender's profile and map Reviews HomeGotOwned 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
(732) 302-1243 Lender's profile and map Reviews TOP VINE MORTGAGE SERVICES, L.L.C. 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
(732) 445-3050 Lender's profile and map Reviews Rutgers Federal Credit Union 85 Davidson Road, Piscataway, NJ, 08854 RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.