USDA Vs. FHA your options comparison in West-Loch-Estate, Honolulu County, HI

In 2025, the USDA loan limit for West-Loch-Estate, located in Honolulu county, HI, is set at $576,800, while for a single-family home, the FHA limit is $721,050.

Utilize the Lendersa® USDA loan calculator to effectively compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in West-Loch-Estate, Honolulu County, HI

Loan Type Loan Limit Down Payment
USDA $576,800 0%
FHA $721,050 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Opportunities in West-Loch-Estate, HI

The aim of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. Start by selecting one of three strategies connecting you to lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in HI

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan by the U.S. Department of Agriculture, available only in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
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  • GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.
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