USDA Loan Vs. FHA loan pro & con Ewa-Gentry, Honolulu County, HI

As of 2025, the USDA loan ceiling in Ewa-Gentry, Honolulu county, HI is $576,800, whereas the FHA ceiling for a single-family house is $721,050.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents to qualify. The advanced features of our mortgage calculator allow you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in Alabama.

Exploring FHA and USDA Loans in Ewa-Gentry, HI

Lendersa® is committed to quickly securing you the best possible USDA or FHA loan with minimal hassle. Start by choosing one of our three paths to find lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in HI

The USDA home loan, insured by the Department of Agriculture (often called a USDA rural development loan or mortgage), is specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not mandate any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(856) 454-7540 Lender's profile and map Reviews HighPoint Mortgage Inc 211 Hartford Road, Mt. Laurel, NJ, 8054 HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,
(609) 538-4061 Lender's profile and map Reviews Credit Union of New Jersey 1301 Parkway Avenue, Ewing, NJ, 08628 Credit Union of New Jersey started in 1943 as the credit union for state highway employees offering only loans and savings accounts. Over the years, the credit union has developed into a full service credit union offering financial services from checking to investments and loan solutions from commercial mortgages to personal loans.
(800) 225-1859 Lender's profile and map Reviews ABCO Federal Credit Union 690 Beverly Rancocas Road, Willingboro, NJ, 08046 ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
(609) 877-3330 Lender's profile and map Reviews Creative Financial Network 300 Campbell Dr, Willingboro, NJ, 08046 Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
(856) 692-3440 Lender's profile and map Reviews Newfield National Bank 18 S.West Boulevard, Newfield, NJ, 08344 Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts
(215) 295-7300 Lender's profile and map Reviews Alpha II Mortgage Inc 956 Trenton Road, Fairless Hills, PA, 19030 At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing
(215) 788-0411 Lender's profile and map Reviews Access Credit Union, 23 Commerce Circle, Bristol, PA, 19007 "Access Credit Union (formerly known as NBA Credit Union) has been open since 1972. The credit union has assets totaling $55.15 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans,
(908) 719-4300 Lender's profile and map Reviews Peapack-Gladstone Bank 500 Hills Drive, Suite 300, Bedminster, NJ, 07921 Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.
(267) 580-0230 Lender's profile and map Reviews Spirit Financial Credit Union 8535 New Falls Road, Levittown, PA, 19054 Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.
(518) 643-9915 Lender's profile and map Reviews Mountain Valley Federal Credit Union 700 Bear Swamp Road, Peru, NY, 12972 Mountain Valley Federal Credit Union is a unique kind of financial self-help, non-profit institution organized in 1963 and the Mountain Valley (Peru) Federal Credit Union our members come first. The credit union exists for the benefit of its members by providing a variety of financial services and products at competitive rates
(856) 629-6439 Lender's profile and map Reviews Monroe Savings Bank 114 South Main Street, Williamstown, NJ, 08094 Monroe Savings Bank is a community bank located in Williamstown, New Jersey. We have served the Monroe Township community since 1870 and have prided ourselves on serving the needs of our community in a friendly and professional manner.Our main office is located on Main Street in downtown Williamstown.