USDA Loan Vs. FHA loan for Ewa-Gentry, HI [ best of 2023]

In 2025, USDA loan limit in Ewa-Gentry, county of Honolulu, HI is $576,800 while FHA limit is $721,050 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ewa-Gentry, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(760) 720-3111 2612 miles Lender's profile and map Reviews Integrity Financial 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011 We are a full service mortgage lending company with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to home improvement to debt consolidation to construction lending. With access to over 100 full range mortgage sources, our lending specialists are dedicated to finding you the right loan.
(760) 930-0569 2612 miles Lender's profile and map Reviews Bluefire Mortgage Group 2121 Palomar Airport Road, Suite 204, Carlsbad, CA, 92011 At Bluefire Mortgage Group, we understand the apprehension you may feel when buying a home and looking for financing. We do our very best to help you overcome your apprehension and understand all aspects of your mortgage and how it works. We are committed to responsible lending and pride ourselves on delivering exactly what we promise.
(760) 438-1836 2612 miles Lender's profile and map Reviews La Costa Loans 703 PALOMAR AIRPORT ROAD SUITE 225, Carlsbad, CA, 92011 La Costa Loans’ private money provides short term financings ranging from $50,000 to $1,500,000 when traditional capital sources are unavailable, too slow or too costly. These private money loan transactions are often less costly than equity partnerships, more flexible in underwriting the collateral and borrower than institutional debt.
(619) 701-1299 2612 miles Lender's profile and map Reviews OBMortgage 4665 Coronado Ave, San Diego, CA, 92107 OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
(323) 825-9339 2612 miles Lender's profile and map Reviews Frausto Real Estate & Loans 9036 Mission Boulevard, Suite 141, Riverside, CA, 92509 We are real estate and mortgage brokerage, specializing in helping our clients achieve their goals of home ownership. We also assist investors with the purchase of both residential and commercial properties and Our firm specializes in REO transactions, with extensive experience in Short Sales, Deeds-In-Lieu of Foreclosure and more..
(909) 657-0408 2612 miles Lender's profile and map Reviews North South Mortgage Corp 6328 Mission Boulevard, Riverside, CA, 92509 At North South Mortgage we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(619) 264-5611 2612 miles Lender's profile and map Reviews Merchants Home Lending 2305 Historic Decatur, Suite 100, San Diego, CA, 92106 Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
(619) 684-2722 2612 miles Lender's profile and map Reviews Premier Capital Mortgage 2730 Poinsettia Drive, San Diego, CA, 92106 Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
(619) 255-3182 2612 miles Lender's profile and map Reviews Wenhe Mortgage and Realty 2924 Emerson St, Suite 202, San Diego, CA, 92106 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(619) 454-0914 2612 miles Lender's profile and map Reviews Shelter Island Capital 2915 Canon St., San Diego, CA, 92106 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 260-1660 2612 miles Lender's profile and map Reviews San Diego Funding 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106 "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "