USDA Vs. FHA your options comparison in Hanamaulu, Kauai County, HI
In 2025, the USDA loan limit in Hanamaulu, within Kauai county, HI, is $725,000, whereas the FHA limit for a single-family home is $977,500.
Use Lendersa® USDA loan calculator to compare current USDA and FHA best rates and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, assisting in selecting the optimal program for your financial situation in .
Loan Limits & Downpayment Requirements for 2025 in Hanamaulu, County of Kauai, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Hanamaulu, HI
Lendersa®'s aim is to help you secure the best USDA or FHA loan promptly and hassle-free. Choose one of three initial starting points to match with lenders and discover USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is only available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.
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Machine tool financing made simple, fast & affordable. We offer one of the best machine tool financing programs in the country. All of our machine tool financing starts with our one-page application. Looking at a used machine? No problem. We finance new and used machine tools every day.
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