For 2026, the USDA loan cap for Puhi, in Kauai county, HI, is set at $725,000. Meanwhile, the FHA limit for a single-family home reaches $977,500.
With Lendersa® USDA loan calculator, you're able to compare the best available rates today between USDA and FHA loans. This tool helps determine the qualification criteria, such as income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the right program in for your financial situation.
Loan limits and down payment requirements for 2026 in Puhi, Kauai, HI
Loan Type
Loan Limit
Down Payment
USDA
$725,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan possibilities in Puhi, HI
The mission of Lendersa® is to fast-track obtaining the best USDA or FHA loan without complications. You can begin with one of three options to connect with appropriate lenders and suitable USDA loan programs.
USDA home loans are guaranteed by the U.S. Department of Agriculture. Known as USDA rural development loans or USDA mortgages, these loans are available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans do not require any down payment at all.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
6 South 2nd Street, Suite 100, Hamilton, OH, 45011
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