USDA VS FHA in Puhi, Kauai County, HI

For 2025, the USDA loan cap for Puhi, in Kauai county, HI, is set at $725,000. Meanwhile, the FHA limit for a single-family home reaches $977,500.

With Lendersa® USDA loan calculator, you're able to compare the best available rates today between USDA and FHA loans. This tool helps determine the qualification criteria, such as income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the right program in for your financial situation.

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Loan limits and down payment requirements for 2025 in Puhi, Kauai, HI

Loan Type Loan Limit Down Payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan possibilities in Puhi, HI

The mission of Lendersa® is to fast-track obtaining the best USDA or FHA loan without complications. You can begin with one of three options to connect with appropriate lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in HI

USDA home loans are guaranteed by the U.S. Department of Agriculture. Known as USDA rural development loans or USDA mortgages, these loans are available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1100 Peachtree Street NE, 11th Floor, Atlanta, GA, 30309
  • Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669. The Registered Agent on file for this company is Katherine Loyd and is located at 1100 Peachtree Street Ne 7th Floor, Atlanta, GA 30309.
  • Mortgage Capital Advisors
  • 1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
  • Mark Dodson, a mortgage broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning to the end of the process. Mortgage Capital Advisors NMLS #1184206 broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning
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  • 1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
  • Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
  • Moreira Team
  • 1230 Peachtree St NE, Suite 1900A, Atlanta, GA, 30309
  • Moreira Team is a boutique mortgage broker and lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth
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  • 315 Auburn Ave, Atlanta, GA, 30303
  • 1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.
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  • Georgia's Own Credit Union
  • 100 Peachtree St, Suite 2800, Atlanta, GA, 30303
  • Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.
  • AGAP Commercial Services
  • 235 Peachtree St. NE, Suite 434, Atlanta, GA, 30303
  • At AGAP Commercial Services, where the monetary needs of your business are met through flexible financing solutions. It’s no secret that getting capital can be difficult. Low credit scores, cash flow problems, & a lack of collateral can prevent business owners from getting the funds & financing they need to succeed. That is where AGAP comes in.