USDA and FHA Pro and Con in Puhi, Kauai County, HI

In 2025, USDA loan limit in Puhi, county of Kauai, HI is $725,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Puhi, county of Kauai, HI

Loan Type Loan Limit Down payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Puhi, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 17332 Irvine Blvd, Suite 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management. Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • Equinox Home Financing
  • 17291 Irvine Blvd, Suite 400, Tustin, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs.
  • Equinox Home Financing, Inc.
  • 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
  • Alta Equities
  • 17332 Irvine Blvd, Ste 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management.Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • Alt Financial Network, Inc.
  • 1761 E. Garry Ave., Santa Ana, CA, 92705
  • ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client! We look forward to completing a smooth loan process, and you will be excited to tell your friend
  • Mortgage Service Providers
  • 1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
  • Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity
  • HomeXpress Mortgage Corp
  • 1936 E. Deere Avenue, Suite 200, Santa Ana, CA, 92705
  • HomeXpress Mortgage Corp is a fast growing, service-oriented wholesale lender in the Non-QM mortgage market. The company was founded by a group of mortgage professionals who have a long history of providing flexible solutions to borrowers who fit outside of the Prime/Qualified Mortgage space while providing the best service levels.
  • Direct Home Loans
  • 2510 Red Hill Avenue, Santa Ana, CA, 92705
  • SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin