USDA Loan Vs. FHA loan pro & con Wailua-Homesteads, Kauai County, HI

In 2025, USDA loan limit in Wailua-Homesteads, county of Kauai, HI is $575,900 while FHA limit is $719,900 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wailua-Homesteads, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(405) 755-1000 Lender's profile and map Reviews Quail Creek Bank, National Association 12201 North May Avenue, Oklahoma City, OK, 73120 Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
(405) 608-4500 Lender's profile and map Reviews First Liberty Bank OKC and Norman 9601 N May Avenue, Oklahoma City, OK, 73120 As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.
(405) 789-7900 Lender's profile and map Reviews Allegiance Credit Union 4235 N Meridian, Oklahoma City, OK, 73112 We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
(405) 543-1136 Lender's profile and map Reviews America United Mortgage 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112 The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
(405) 418-8545 Lender's profile and map Reviews Founders Mortgage Inc. 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112 Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
(405) 697-0990 Lender's profile and map Reviews 1st Capital Mortgage of Oklahoma City Mortgages 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112 At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
(316) 264-9163 Lender's profile and map Reviews Catholic Family Federal Credit Union 717 N Socora Street, Wichita, KS, 67212 Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
(316) 462-1341 Lender's profile and map Reviews Regent Financial Group, Inc 10209 W Central Ave, Suite 1, Wichita, KS, 67212 "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
(405) 232-8288 Lender's profile and map Reviews Teachers Credit Union OK 2300 NW 23rd Street, Oklahoma City, OK, 73107 Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(405) 840-4663 Lender's profile and map Reviews Home Companies Mortgage 500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107 At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy
(316) 263-5756 Lender's profile and map Reviews Quantum Credit Union 6300 W 21st North, Wichita, KS, 67205 At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.