USDA Loan Vs. FHA loan for Carter-Lake, IA [Pottawattamie County ]

In 2025, the USDA loan limit in Carter-Lake, located within Pottawattamie county, IA, is $285,000, whereas the FHA limit for a single-family residence is $356,362.

With the Lendersa® USDA loan calculator, easily compare today's USDA and FHA best rates to ascertain the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, aiding in determining the best option in tailored to your financial needs.

Options for USDA and FHA Loans in Carter-Lake, IA

The primary goal of Lendersa® is to rapidly connect you with the most advantageous USDA or FHA loan, eliminating hassle. Start by choosing one of three paths to match with lenders and discover USDA loan programs.

Lendersa USDA loan request matching results

The USDA Loan Clarified in IA

A USDA home loan offers government-guaranteed backing from the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. These loans are exclusive to rural locations. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment.

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(402) 292-8000 Lender's profile and map Reviews Cobalt Credit Union 7148 Towne Center Parkway, Papillion, NE, 68046 Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
(833) 999-0324 Lender's profile and map Reviews Arbor Bank 16949 Lakeside Hills Plz, Omaha, NE, 68130 At Arbor Bank, we make growing great relationships with our clients the top priority. Arbor Bank has served Eastern Nebraska & Western Iowa for over 150 years. We are dedicated to helping farmers, families, individuals, businesses & our local communities grow. Arbor Bank's roots stem back to 1865 when the Nebraska City institution was established.
(402) 850-9739 Lender's profile and map Reviews Shotbolt Mortgage Corporation 17310 Wright Street, Suite 104, Omaha, NE, 68130 Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska. As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
(402) 210-8352 Lender's profile and map Reviews Wilhelm Mortgage Inc 17310 Wright Street, Suite 104, Omaha, NE, 68130 Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
(402) 575-9020 Lender's profile and map Reviews Mutual of Omaha Mortgage 17041 Lakeside Hills Plaza A, Omaha, NE, 68130 The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
(402) 238-2245 Lender's profile and map Reviews i3 Bank 12212 North 156th Street, Bennington, NE, 68007 i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe
(712) 487-3000 Lender's profile and map Reviews Treynor State Bank 15 East Main Street, Treynor, IA, 51575 TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first." Mick has a famous quote which really exemplifies the entire culture
(402) 289-2551 Lender's profile and map Reviews American Interstate Bank Elkhorn 3331 N. 204th Street, Elkhorn, NE, 68022 Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects. American Interstate Bank (AIB) offers a full range of banking products
(402) 697-5990 Lender's profile and map Reviews Pinnacle Bank 18081 Burt St, Elkhorn, NE, 68022 We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
(712) 527-5229 Lender's profile and map Reviews Glenwood State Bank IA 32 North Walnut Street, Glenwood, IA, 51534 Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.
(402) 779-2545 Lender's profile and map Reviews Foundation One Bank 23804 Cedar Drive, Waterloo, NE, 68069 Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.
(402) 359-2281 Lender's profile and map Reviews First Nebraska Bank 330 N Spruce St, Valley, NE, 68064 First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.