USDA Vs. FHA your options comparison in Glenwood, Mills County, IA

As of 2025, in Glenwood, within Mills county of IA, the USDA loan limit is $336,500, whereas for a single-family property, the FHA ceiling is $472,030.

Leverage the Lendersa® USDA loan calculator to examine the current USDA versus FHA optimal rates and find out the required income, credit, savings, and paperwork for eligibility. Our comprehensive mortgage calculator allows you to simultaneously evaluate USDA, FHA, Conforming, and VA loans, assisting you in determining the best option for your financial circumstances in .

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2025 Loan Limitations and Down Payment Specifications in Glenwood, Mills county, IA

Loan Category Maximum Loan Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA financing alternatives in Glenwood, IA

Lendersa® aims to quickly and effortlessly obtain the best USDA or FHA lending option for you. Choose from these three initial pathways to align with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in IA

A USDA home loan is backed by the U.S. Department of Agriculture, also called the USDA rural development loan or mortgage, and is available only in rural locations. Unlike FHA loans that necessitate a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wilhelm Mortgage Inc
  • 17310 Wright Street, Suite 104, Omaha, NE, 68130
  • Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
  • Mutual of Omaha Mortgage
  • 17041 Lakeside Hills Plaza A, Omaha, NE, 68130
  • The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
  • Premier Bank
  • 16802 Burke Street, Omaha, NE, 68118
  • Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services
  • United Republic Bank
  • 111 North 181st Street, Omaha, NE, 68118
  • United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie
  • Core Bank
  • 17807 Burke St, Omaha, NE, 68118
  • Core Bank is a full-service community bank focused on meeting clients'​ banking needs with personal, business, real estate, SBA lending and private client services. Headquartered in Omaha, Nebraska, we have six Midwest locations in the Omaha and Kansas City metros, with our KC location specializing in SBA lending.
  • Jan Nicola, Realtor, Nebraska Realty
  • 17117 Burt Street, Omaha, NE, 68118
  • Nebraska Realty is a name we believe proudly reflects the professional, hard working and service-oriented values of our employees. Values that our history of success has been built upon. Values our customers associate with being “Nebraskan”. As Nebraska Realty, we now have the opportunity to expand our brokerage services throughout Nebraska,
  • Pillar Financial Mortgage
  • 15821 West Dodge Rd, Suite 161, Omaha, NE, 68118
  • Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
  • Corn Growers State Bank
  • 333 Nebraska Street, Murdock, NE, 68407
  • Corn Growers State Bank has increased in assets many times over since 1950 and takes pride in the fact that it is a vital part of the Murdock community and wishes to thank all of its past, present and future customers for the business they have done with the bank. Your support is greatly appreciated
  • American Interstate Bank Elkhorn
  • 3331 N. 204th Street, Elkhorn, NE, 68022
  • Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects. American Interstate Bank (AIB) offers a full range of banking products
  • Pinnacle Bank
  • 18081 Burt St, Elkhorn, NE, 68022
  • We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
  • Foundation One Bank
  • 23804 Cedar Drive, Waterloo, NE, 68069
  • Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.
  • American Exchange Bank
  • 151 North 4th Street, Elmwood, NE, 68349
  • The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and