USDA Vs. FHA Pro and Con comparison in Council-Bluffs, Pottawattamie County, IA
In 2025, USDA loan limit in Council-Bluffs, county of Pottawattamie, IA is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Council-Bluffs, county of Pottawattamie, IA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Council-Bluffs, IA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Hampton Home LoansWhile the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service.
619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
"Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners.
We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.
At Frontline Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604
AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
Clarksville Mortgage Corporation, where we specialize in residential mortgages. At Clarksville Mortgage Corporation, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed
Corridor Mortgage Group, we nurture the integrity in every employee. We believe each employee should bring strong relationships and build new ones within the company that foster an atmosphere where teamwork is second nature. Every employee should excel at their position; we hire only employees with the highest level of competency.
11110 Dovedale Ct, Suite 28A, Marriottsville, MD, 21104
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
