USDA VS FHA in Council-Bluffs, Pottawattamie County, IA
In 2025, the USDA loan limit in Council-Bluffs, within Pottawattamie county, IA, is $285,000. Conversely, for a single-family home, the FHA limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, while determining your income, credit, reserves, and the documents required to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist in selecting the most appropriate program for your financial needs in .
Loan Maximums and Down Payment Requirements in Council-Bluffs, Pottawattamie County, IA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Council-Bluffs, IA
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and efficiently. Begin with one of three methods that result in matching lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. This mortgage is only available in rural areas and does not require a down payment, unlike FHA loans which demand a minimum of 3.5% down payment.
IMECO Federal Credit Union was organized in August l949 by 7 employees of Indiana & Michigan Electric Company. The credit union is a cooperative association organized in accordance with the Federal Credit Union Act and for the purpose of promoting thrift among it’s members and creating a source of credit for provident or productive purposes.
AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
PamCel Community FCU has been open since 1953. The credit union has assets totaling $14.8 Million & provides banking services to more than 1, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member & access.
Cabot Credit Union was officially chartered on June 6, 1931 after successfully completing the filing process with the Department of Banking. On 1956, Cabot Credit Union changed our name to Cabot Employees Credit Union to better reflect the membership of the time. Our commitment to our membership. It defines who we are, what we do, and why we exist.
3005 South Parker Road, Suite C - 300, Aurora, CO, 80014
Space Age Federal Credit Union is a full-service financial institution that has been serving our membership since 1952. At Space Age, we make taking care of your finances as quick, easy, and convenient as possible. We offer a variety of ways to access your account, and a choice of locations.
10651 E. Bethany Drive, Suite 102, Aurora, CO, 80014
Gary Kalika the owner Kalika Mortgage, your personal mortgage service professional located in Aurora, Colorado. I want to make this an easy and seamless process - so that means cutting out the fat and getting down to business. I provide personalized services on these mortgages: Conventional, FHA, VA, Hard Money Loans, Commercial Loans, etc.
We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan
5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
The Kyle Team, LLC is located in the beautiful state of Colorado. We understand Colorado's fast-paced real estate market and how to move quickly with it After thirty years in residential lending, including extensive knowledge in consumer credit, appraisal and title, our team is committed to providing families the best possible service.
