USDA and FHA Pro and Con in Knoxville, Marion County, IA

In 2025, the USDA loan ceiling in Knoxville, located in Marion county, IA stands at $336,500, whereas the FHA cap is set at $472,030 for a house occupied by a single family.

Utilize Lendersa®’s USDA loan calculator to juxtapose today's best USDA and FHA rates. It will help you identify the income, credit, assets, and documentation you need to meet qualification criteria. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA programs side-by-side, assisting you in making the best choice for your financial objectives in .

Explore loan options from a selection of 100 lenders

Loan limits and down payment specifications for 2025 in Knoxville, Marion county, IA

Loan Type Maximum Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Diverse USDA and FHA loan alternatives in Knoxville, IA

Lendersa® aims to secure you the most favorable USDA or FHA loan swiftly and conveniently. You have three initial paths to choose from, each leading to matched lenders and suitable USDA loan schemes.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in IA

A USDA home loan is a government-backed loan by the Department of Agriculture. Often called USDA rural development or USDA mortgage, it's designed for properties in rural zones. Unlike its FHA counterpart that necessitates a 3.5% minimum down payment, the USDA loan requires none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rand & Associates Incorporated
  • 3901 Alamo Ave, Fort Worth, TX, 76107
  • At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Merit Mortgage Company
  • 4112 W Vickery Blvd, Fort Worth, TX, 76107
  • Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
  • L & N Credit Union
  • 4101 Vanderbilt Road, Birmingham, AL, 35217
  • Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.
  • ANG Federal Credit Union
  • 5401 East Lake Blvd, Building 630, Birmingham, AL, 35217
  • ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!
  • Jackson Area Federal Credit Union
  • 5675 Highway 18 West, Jackson, MS, 39209
  • Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.
  • Kemba Charleston Federal Credit Union
  • 1830 Roxalana Road, Dunbar, WV, 25064
  • Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
  • Investors Choice Capital Group
  • 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
  • Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties. ICF’s management team has been involved in the real estate investment
  • Colorado Mortgage Group
  • 357 S. McCaslin Blvd, Suite 200, Louisville, CO, 80027
  • Colorado mortgage company. Our expert advice is based on your needs and your situation. We pre-underwrite your file before submission to take surprises out of the process well before closing. Our approvals stick and we have a track-record of smooth, on-time closings. We know buying or refinancing a home means a lot to you.
  • Apple Street Mortgage Corp
  • 737 Apple Court, Louisville, CO, 80027
  • Apple Street Mortgage is located in Louisville, CO just east of Boulder. We provide home loans for both new purchases and refinances all over the state of Colorado where owner Norm Sydow has lived with his wife and two sons since 1994. Apple Street Mortgage Corp. is a full service residential broker providing creative solutions for a wide range