USDA Vs. FHA your options comparison in Knoxville, Marion County, IA

In 2025, the USDA loan ceiling in Knoxville, located in Marion county, IA stands at $336,500, whereas the FHA cap is set at $472,030 for a house occupied by a single family.

Utilize Lendersa®’s USDA loan calculator to juxtapose today's best USDA and FHA rates. It will help you identify the income, credit, assets, and documentation you need to meet qualification criteria. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA programs side-by-side, assisting you in making the best choice for your financial objectives in .

Explore loan options from a selection of 100 lenders

Loan limits and down payment specifications for 2025 in Knoxville, Marion county, IA

Loan Type Maximum Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Diverse USDA and FHA loan alternatives in Knoxville, IA

Lendersa® aims to secure you the most favorable USDA or FHA loan swiftly and conveniently. You have three initial paths to choose from, each leading to matched lenders and suitable USDA loan schemes.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in IA

A USDA home loan is a government-backed loan by the Department of Agriculture. Often called USDA rural development or USDA mortgage, it's designed for properties in rural zones. Unlike its FHA counterpart that necessitates a 3.5% minimum down payment, the USDA loan requires none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 360 SW Bond St, Suite 410, Bend, OR, 97702
  • Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies
  • Cascade Mortgage Co
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  • Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Arta Financial Services
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  • "Arta Financial Corporation, is a Real Estate Finance and Investment company, Licences under California Department of Real Estate. We specialize in Real estate Loans and helping our clients locate and acquire investment properties of all kinds from Lands, Multi Units, Commercial Warehouse, industrial, automotive, etc."
  • SC Capital Corporation
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  • SC Capital Corporation We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
  • Traditional Lending Services
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  • Traditional Lending Services Motivated, experienced Mortgage Broker professional with more than 31 years of experience in home loans origination guiding homeowners and borrowers with expertise in evaluating credit, income and collateral Home Loans, Jumbo, High Balance, Conforming, VA, FHA. We lend on Single Family Residences and more
  • Service First Lending
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  • ReQuest Home Loans Inc.
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  • W2 Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Maltese Mortgage
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