In the year 2025, the USDA loan limit for Oskaloosa in Mahaska county, IA, amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.
Try the Lendersa® USDA loan calculator to examine and contrast today's favorable USDA and FHA rates. Determine necessary qualifications such as income, credit, reserves, and documentation. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA loans in parallel, aiding your choice of the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, we aim to secure you the best possible USDA or FHA loans swiftly and effortlessly. Choose from three starting pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is accessible only in rural regions. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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