USDA Vs. FHA Pro and Con comparison in Pella, Marion County, IA
In the year 2026, the USDA loan limit available in Pella, located in the county of Marion, IA, stands at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to examine competitive USDA and FHA rates available today. This tool facilitates calculations regarding income, credit, reserves, and essential documentation needed for qualification. Via our sophisticated mortgage calculator, you can simultaneously compare USDA, FHA, Conforming, and VA options, aiding your decision about the best financial program for your circumstances in .
2026 loan limits and down payment requirements in Pella, county of Marion, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
Zero%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Pella, IA
Lendersa® strives to secure you the most advantageous USDA or FHA loans swiftly and stress-free. Choose one of three ways to begin that lead to lenders aligned with USDA loan programs.
A USDA home loan, endorsed by the government’s Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is restricted to rural regions. Differing from FHA loans which mandate a minimum of 3.5% down payment, USDA loans require no down payment at all.
Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.
Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!
Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation. At Grinnell State Bank, we lend money for a diverse range of commercial.
First Iowa State Bank is located in Albia, Iowa, county seat of Monroe County, on the northeast corner of the city square. The original building was built in 1869 and housed a number of businesses until 1922 when it was completely gutted and rebuilt by the Iowa Trust and Savings Bank. The present bank was formed in 1930.
At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.
We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!
"Journey Credit Union's friendly staff is here to serve all your financial needs.
It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
