USDA Vs. FHA your options comparison in Oelwein, Fayette County, IA
In the year 2025, for the city of Oelwein in the county of Fayette, IA, the USDA loan limit is set at $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
To understand which option might suit you better among today's USDA and FHA loans, use the Lendersa® USDA loan calculator. This tool not only compares current USDA versus FHA rates but also helps determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, to assist you in finding the best program in states like Alabama, according to your unique financial situation.
Loan limits and downpayment requirements for 2025 in Oelwein, county of Fayette, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan opportunities in Oelwein, IA
The mission of Lendersa® is to swiftly and seamlessly provide you with the most advantageous USDA or FHA loan. You can initiate the process by selecting one of the three paths that align you with lenders and facilitate access to USDA loan programs.
A USDA home loan is a type of funding guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's available exclusively for rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, the USDA home loan does not necessitate any down payment, making it an appealing option for eligible buyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.
"Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today!
When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
Rochester & Monroe County Employees Federal Credit Union
460 N Goodman Street, Rochester, NY, 14609
Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067
Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.
1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067
The Family Mortgage Team at LeaderOne Financial is a team of professionals dedicated to ensuring that your loan is not just a transaction.... It is a lifetime relationship developed around three distinct concepts: 1) investigating your hopes and dreams and insuring that we use the mortgage to maximize
1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067
At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.
