USDA and FHA Pro and Con in Oelwein, Fayette County, IA
In the year 2025, for the city of Oelwein in the county of Fayette, IA, the USDA loan limit is set at $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
To understand which option might suit you better among today's USDA and FHA loans, use the Lendersa® USDA loan calculator. This tool not only compares current USDA versus FHA rates but also helps determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, to assist you in finding the best program in states like Alabama, according to your unique financial situation.
Loan limits and downpayment requirements for 2025 in Oelwein, county of Fayette, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan opportunities in Oelwein, IA
The mission of Lendersa® is to swiftly and seamlessly provide you with the most advantageous USDA or FHA loan. You can initiate the process by selecting one of the three paths that align you with lenders and facilitate access to USDA loan programs.
A USDA home loan is a type of funding guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's available exclusively for rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, the USDA home loan does not necessitate any down payment, making it an appealing option for eligible buyers.
St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844
At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
8942 Garden Grove Boulevard, Suite 210, Garden Grove, CA, 92844
First Goldstars, Inc. We are a professional and responsible real estate and mortgage broker. We are here to assist you with all your real estate and mortgage needs. We have many years of experience in real estate and we take pride in excellent customer service. Our clients' needs are our priorities. Our goal.
NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
"Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program.
Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find
the mortgage that best fits your needs
We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
5001 California Ave, Suite 218, Baskersfield, CA, 93309
Dream House Lending is the place for you. We make it easy and fast to get pre-approved for your loan. You can apply online or over the phone in just minutes, so there’s no reason not to! Plus, we have a network of lenders that are ready to help you.
Our lenders will work with you every step of the way – from finding out what kind of home loan wo
